三九養(yǎng)生堂記者 鄧肯·蓋伊 報道
精彩| 線?(xian)下??(xia)“種??(zhong)信??(xin)”??，線??(xian)上??(shang)“增??(zeng)信??(xin)”??。??依??(yi)托??(tuo)金??(jin)融??(rong)科??(ke)技??(ji)??，福??(fu)建??(jian)省??(sheng)分??(fen)行??(xing)積??(ji)極??(ji)推??(tui)進(jìn)??(jin)公??(gong)用?(yong)信??(xin)息??(xi)和??(he)企?(qi)業(yè)??(ye)數(shù)??(shu)據(jù)??(ju)共??(gong)享??(xiang)??，為??(wei)民??(min)營??(ying)小?(xiao)微??(wei)精??(jing)準(zhǔn)??(zhun)“畫??(hua)像??(xiang)”并??(bing)創(chuàng)?(chuang)新??(xin)定??(ding)制??(zhi)融??(rong)資?(zi)方??(fang)案??(an)??，讓??(rang)民??(min)營??(ying)和??(he)小?(xiao)微??(wei)企??(qi)業(yè)??(ye)融??(rong)資??(zi)“老?(lao)難??(nan)題??(ti)”有??(you)了??(le)“新??(xin)解??(jie)法??(fa)”??。以??(yi)交?(jiao)易??(yi)、結(jié)??(jie)算??(suan)、納??(na)稅??(shui)、采?(cai)購??(gou)等??(deng)數(shù)??(shu)據(jù)??(ju)增??(zeng)信??(xin)??，推??(tui)出??(chu)包??(bao)括??(kuo)“商??(shang)戶?(hu)云??(yun)貸??(dai)”“智??(zhi)慧??(hui)快??(kuai)貸??(dai)”等??(deng)大??(da)數(shù)??(shu)據(jù)??(ju)信??(xin)貸??(dai)產(chǎn)?(chan)品?(pin)超??(chao)過??(guo)20項??(xiang)??，讓??(rang)每??(mei)個??(ge)小??(xiao)微??(wei)企??(qi)業(yè)??(ye)都??(dou)能??(neng)找??(zhao)到??(dao)一??(yi)款??(kuan)適??(shi)合??(he)自??(zi)己??(ji)的??(de)產(chǎn)??(chan)品?(pin)；迭??(die)代??(dai)升??(sheng)級??(ji)的??(de)一??(yi)站??(zhan)式?(shi)綜??(zong)合??(he)融??(rong)資??(zi)服??(fu)務(wù)??(wu)平??(ping)臺??(tai)——“建??(jian)行??(xing)惠??(hui)懂??(dong)你??(ni)”??，讓?(rang)小??(xiao)微??(wei)企??(qi)業(yè)??(ye)通??(tong)過??(guo)手??(shou)機(jī)??(ji)就??(jiu)可?(ke)以??(yi)7×24小??(xiao)時??(shi)自??(zi)助??(zhu)辦??(ban)貸??(dai)??，實??(shi)現(xiàn)??(xian)“最?(zui)快??(kuai)一??(yi)分??(fen)鐘??(zhong)融??(rong)資??(zi)”??，讓??(rang)貸??(dai)款??(kuan)像??(xiang)網(wǎng)??(wang)購??(gou)一??(yi)樣??(yang)方??(fang)便??(bian)??。 像?(xiang)陳?(chen)小??(xiao)妹??(mei)這??(zhe)樣??(yang)的??(de)家??(jia)庭??(ting)農(nóng)??(nong)場??(chang)以??(yi)及??(ji)農(nóng)??(nong)民??(min)合??(he)作??(zuo)社??(she)、種??(zhong)養(yǎng)??(yang)殖??(zhi)專?(zhuan)業(yè)??(ye)大?(da)戶??(hu)等??(deng)新??(xin)型??(xing)農(nóng)??(nong)業(yè)?(ye)生?(sheng)產(chǎn)??(chan)經(jīng)??(jing)營??(ying)主?(zhu)體??(ti)還??(hai)有??(you)很??(hen)多??(duo)??，在??(zai)傳??(chuan)統(tǒng)??(tong)金??(jin)融?(rong)的??(de)模??(mo)式??(shi)下??(xia)??，因??(yin)缺??(que)乏??(fa)優(yōu)??(you)質(zhì)??(zhi)的??(de)擔(dān)??(dan)保?(bao)抵??(di)押??(ya)物??(wu)??，解??(jie)決??(jue)缺??(que)錢??(qian)問??(wen)題??(ti)成??(cheng)了?(le)他??(ta)們??(men)“手??(shou)中??(zhong)活?(huo)”外??(wai)的?(de)“頭??(tou)等??(deng)事??(shi)”??。??對??(dui)此??(ci)??，福??(fu)建?(jian)省??(sheng)分??(fen)行??(xing)組??(zu)織?(zhi)“張?(zhang)富??(fu)清??(qing)服??(fu)務(wù)?(wu)隊??(dui)”??，走??(zou)村??(cun)串??(chuan)戶??(hu)“匯??(hui)數(shù)??(shu)據(jù)??(ju)”??，田??(tian)間??(jian)地?(di)頭?(tou)“種??(zhong)信??(xin)用??(yong)”??，通??(tong)過??(guo)“線??(xian)下??(xia)信??(xin)息??(xi)建??(jian)檔秘(dang)+線??(xian)上??(shang)授?(shou)信?(xin)審??(shen)批??(pi)”模?(mo)式??(shi)??，批??(pi)量??(liang)為??(wei)符??(fu)合??(he)授??(shou)信?(xin)條??(tiao)件??(jian)的??(de)“守??(shou)信??(xin)”農(nóng)??(nong)戶??(hu)提??(ti)供??(gong)無??(wu)抵?(di)押??(ya)、無??(wu)擔(dān)??(dan)保??(bao)、純?(chun)信??(xin)用??(yong)的??(de)“裕??(yu)農(nóng)??(nong)快??(kuai)貸??(dai)”??，支??(zhi)持??(chi)省??(sheng)內(nèi)??(nei)茶??(cha)產(chǎn)??(chan)業(yè)??(ye)、食??(shi)用??(yong)菌??(jun)等?(deng)超??(chao)30個??(ge)涉??(she)農(nóng)??(nong)客??(ke)群??(qun)??。
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