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學(xué)習(xí)快評丨qibao666888　　針??(zhen)對??(dui)“先??(xian)學(xué)??(xue)后??(hou)付??(fu)”背??(bei)后??(hou)隱?(yin)藏??(zang)的??(de)“消??(xiao)費??(fei)貸??(dai)”陷??(xian)阱??(jing)??，受??(shou)訪??(fang)專??(zhuan)家??(jia)建??(jian)議??(yi)??，監(jiān)??(jian)管??(guan)部??(bu)門?(men)應(yīng)??(ying)強??(qiang)化??(hua)監(jiān)??(jian)管??(guan)執(zhí)??(zhi)法??(fa)??，明??(ming)確??(que)業(yè)??(ye)務(wù)??(wu)定?(ding)性??(xing)與??(yu)規(guī)??(gui)范??(fan)??，加??(jia)強??(qiang)多??(duo)部??(bu)門??(men)協(xié)??(xie)同??(tong)監(jiān)?(jian)管??(guan)??，加??(jia)大??(da)違??(wei)規(guī)??(gui)懲??(cheng)處??(chu)力?(li)度??(du)??，暢??(chang)通??(tong)投??(tou)訴??(su)舉??(ju)報??(bao)渠??(qu)道??(dao)；金??(jin)融??(rong)機??(ji)構(gòu)??(gou)需??(xu)嚴??(yan)格??(ge)貸??(dai)款?(kuan)管??(guan)理??(li)??，強??(qiang)化??(hua)貸?(dai)款??(kuan)資?(zi)質(zhì)??(zhi)審??(shen)核??(he)??，規(guī)??(gui)范??(fan)貸??(dai)款??(kuan)合??(he)同??(tong)條??(tiao)款??(kuan)??，加??(jia)強??(qiang)貸??(dai)后??(hou)資??(zi)金??(jin)監(jiān)??(jian)控??(kong)；培?(pei)訓(xùn)??(xun)機??(ji)構(gòu)??(gou)要??(yao)增??(zeng)強??(qiang)自??(zi)律??(lv)誠??(cheng)信??(xin)??，規(guī)??(gui)范??(fan)經(jīng)??(jing)營?(ying)行??(xing)為??(wei)??，建??(jian)立?(li)合??(he)理??(li)收??(shou)費??(fei)與??(yu)退??(tui)費?(fei)機??(ji)制??(zhi)??，加??(jia)強??(qiang)內(nèi)?(nei)部??(bu)管??(guan)理??(li)與??(yu)員?(yuan)工??(gong)培??(pei)訓(xùn)??(xun)；消??(xiao)費??(fei)者??(zhe)自??(zi)身??(shen)也??(ye)要??(yao)提??(ti)升??(sheng)自??(zi)我?(wo)保??(bao)護??(hu)意??(yi)識??(shi)??，理??(li)性??(xing)判??(pan)斷?(duan)謹??(jin)慎??(shen)選?(xuan)擇??(ze)??。??　　“我?(wo)明??(ming)明??(ming)沒??(mei)上??(shang)幾??(ji)節(jié)??(jie)課??(ke)??，怎?(zen)么??(me)要??(yao)交??(jiao)這??(zhe)么??(me)多??(duo)錢??(qian)？??”更?(geng)讓??(rang)李??(li)曉??(xiao)沒?(mei)想??(xiang)到??(dao)的??(de)是??(shi)??，如??(ru)果??(guo)她?(ta)不??(bu)支??(zhi)付??(fu)公??(gong)司??(si)1844元??(yuan)??，自??(zi)己??(ji)每??(mei)個??(ge)月??(yue)要??(yao)還??(hai)300元??(yuan)貸??(dai)款??(kuan)??，這??(zhe)是?(shi)她??(ta)當??(dang)初??(chu)報??(bao)名??(ming)時??(shi)辦??(ban)理??(li)的??(de)分??(fen)期??(qi)付??(fu)款??(kuan)??，“當??(dang)時??(shi)機?(ji)構(gòu)??(gou)表??(biao)示??(shi)如??(ru)果??(guo)支??(zhi)付??(fu)學(xué)??(xue)費??(fei)有??(you)困??(kun)難??(nan)??，他??(ta)們??(men)可??(ke)以??(yi)幫??(bang)助??(zhu)辦??(ban)理??(li)‘消??(xiao)費??(fei)貸??(dai)’??，不?(bu)學(xué)??(xue)的??(de)話??(hua)可??(ke)以??(yi)隨??(sui)時??(shi)終??(zhong)止??(zhi)還??(hai)款??(kuan)??，不?(bu)用??(yong)支??(zhi)付??(fu)任??(ren)何??(he)賠??(pei)償?(chang)”??。??。