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　　三九養(yǎng)生堂記者 鄧肯·蓋伊 報(bào)道

精彩|　　□ 本??(ben)報(bào)??(bao)記??(ji)者??(zhe) 　 徐??(xu)偉??(wei)倫??(lun)　　答??(da)：父??(fu)母??(mu)將??(jiang)存?(cun)款??(kuan)轉(zhuǎn)?(zhuan)給??(gei)子??(zi)女??(nv)后?(hou)?，在??(zai)沒??(mei)有?(you)借??(jie)款??(kuan)合??(he)同??(tong)的??(de)情??(qing)況??(kuang)下??(xia)能??(neng)否??(fou)要??(yao)回?(hui)該??(gai)筆??(bi)款??(kuan)項(xiàng)??(xiang)?，取??(qu)決??(jue)于??(yu)法??(fa)律??(lv)上??(shang)認(rèn)??(ren)定?(ding)雙??(shuang)方?(fang)是??(shi)贈(zèng)??(zeng)與??(yu)關(guān)??(guan)系??(xi)還??(hai)是??(shi)借??(jie)貸??(dai)關(guān)??(guan)系?(xi)??。??民??(min)法??(fa)典??(dian)規(guī)??(gui)定??(ding)?，贈(zèng)??(zeng)與??(yu)合??(he)同??(tong)是??(shi)贈(zèng)??(zeng)與??(yu)人??(ren)將?(jiang)自??(zi)己??(ji)的??(de)財(cái)??(cai)產(chǎn)?(chan)無??(wu)償??(chang)給??(gei)予??(yu)受??(shou)贈(zèng)??(zeng)人??(ren)?，受??(shou)贈(zèng)??(zeng)人??(ren)表??(biao)示?(shi)接??(jie)受??(shou)贈(zèng)??(zeng)與?(yu)的??(de)合??(he)同??(tong)??。一??(yi)般??(ban)認(rèn)??(ren)定?(ding)為??(wei)贈(zèng)??(zeng)與??(yu)合??(he)同??(tong)的??(de)?，需??(xu)贈(zèng)??(zeng)與??(yu)人??(ren)作??(zuo)出??(chu)明??(ming)確??(que)的?(de)意??(yi)思??(si)表??(biao)示??(shi)；認(rèn)??(ren)定??(ding)為??(wei)借??(jie)款??(kuan)合??(he)同??(tong)中??(zhong)需??(xu)簽??(qian)訂??(ding)書?(shu)面??(mian)借??(jie)款??(kuan)合??(he)同??(tong)、欠??(qian)條??(tiao)等??(deng)?，尤??(you)其??(qi)是??(shi)只??(zhi)有??(you)金??(jin)融??(rong)機(jī)??(ji)構(gòu)??(gou)的??(de)轉(zhuǎn)?(zhuan)賬??(zhang)憑??(ping)證??(zheng)的?(de)?，要??(yao)能??(neng)夠??(gou)說??(shuo)明??(ming)借??(jie)貸??(dai)發(fā)??(fa)生??(sheng)的?(de)原?(yuan)因??(yin)、時(shí)??(shi)間??(jian)、地??(di)點(diǎn)??(dian)、款??(kuan)項(xiàng)??(xiang)來??(lai)源??(yuan)、交??(jiao)付??(fu)方??(fang)式??(shi)、款?(kuan)項(xiàng)??(xiang)流??(liu)向??(xiang)以??(yi)及?(ji)借??(jie)貸??(dai)雙??(shuang)方??(fang)的??(de)關(guān)??(guan)系?(xi)、經(jīng)??(jing)濟(jì)?(ji)狀?(zhuang)況??(kuang)等??(deng)事?(shi)實(shí)??(shi)；對(duì)??(dui)利??(li)息??(xi)的??(de)約??(yue)定?(ding)要??(yao)符?(fu)合?(he)法??(fa)律??(lv)規(guī)??(gui)定??(ding)?，如??(ru)果??(guo)借??(jie)貸??(dai)雙??(shuang)方??(fang)沒??(mei)有??(you)約?(yue)定??(ding)利??(li)息??(xi)或?(huo)者??(zhe)自??(zi)然??(ran)人??(ren)之??(zhi)間??(jian)借??(jie)貸??(dai)對(duì)?(dui)利??(li)息??(xi)約??(yue)定?(ding)不??(bu)明??(ming)?，出??(chu)借??(jie)人??(ren)主?(zhu)張??(zhang)支??(zhi)付??(fu)利??(li)息??(xi)的??(de)?，一??(yi)般??(ban)不??(bu)予??(yu)支??(zhi)持??(chi)??。

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