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學(xué)習(xí)快評丨qibao666888　　最??(zui)后??(hou)要??(yao)保??(bao)持??(chi)警??(jing)惕??(ti)??，不??(bu)盲??(mang)目??(mu)??。??仔??(zai)細(xì)??(xi)甄??(zhen)別??(bie)“收??(shou)益??(yi)豐??(feng)厚??(hou)、消??(xiao)費??(fei)返??(fan)現(xiàn)??(xian)、名??(ming)額??(e)有??(you)限??(xian)、贈??(zeng)送??(song)股??(gu)票??(piao)”等??(deng)說??(shuo)辭?(ci)??，切??(qie)不??(bu)可??(ke)跟??(gen)風(fēng)??(feng)投??(tou)資??(zi)??。一??(yi)旦??(dan)發(fā)?(fa)現(xiàn)??(xian)商??(shang)家??(jia)經(jīng)??(jing)營??(ying)異??(yi)常??(chang)??，如??(ru)頻??(pin)繁??(fan)更??(geng)換??(huan)地??(di)址??(zhi)、服??(fu)務(wù)??(wu)質(zhì)??(zhi)量??(liang)大?(da)幅??(fu)下??(xia)降??(jiang)、返??(fan)現(xiàn)??(xian)中??(zhong)斷??(duan)等??(deng)情??(qing)況??(kuang)??，應(yīng)??(ying)及??(ji)時??(shi)向??(xiang)有??(you)關(guān)??(guan)部?(bu)門??(men)反?(fan)映??(ying)情??(qing)況??(kuang)；若??(ruo)懷??(huai)疑??(yi)存??(cun)在??(zai)非??(fei)法??(fa)集??(ji)資??(zi)傾?(qing)向??(xiang)??，要??(yao)果??(guo)斷??(duan)向??(xiang)當(dāng)?(dang)地??(di)公??(gong)安??(an)機(jī)??(ji)關(guān)??(guan)報??(bao)案??(an)???！　「??(gen)據(jù)??(ju)我??(wo)國?(guo)刑??(xing)法??(fa)第??(di)一??(yi)百??(bai)九??(jiu)十??(shi)二??(er)條??(tiao)規(guī)??(gui)定??(ding)??，以??(yi)非??(fei)法??(fa)占??(zhan)有??(you)為??(wei)目??(mu)的??(de)??，使??(shi)用??(yong)詐??(zha)騙??(pian)方??(fang)法??(fa)非??(fei)法??(fa)集??(ji)資??(zi)??，數(shù)??(shu)額??(e)較??(jiao)大??(da)的??(de)??，處??(chu)三?(san)年?(nian)以??(yi)上??(shang)七?(qi)年??(nian)以??(yi)下??(xia)有??(you)期?(qi)徒??(tu)刑??(xing)??，并??(bing)處??(chu)罰?(fa)金??(jin)；數(shù)??(shu)額??(e)巨??(ju)大?(da)或??(huo)者??(zhe)有??(you)其??(qi)他??(ta)嚴(yán)?(yan)重??(zhong)情??(qing)節(jié)??(jie)的??(de)??，處??(chu)七?(qi)年??(nian)以??(yi)上??(shang)有??(you)期??(qi)徒??(tu)刑??(xing)或??(huo)者??(zhe)無??(wu)期??(qi)徒??(tu)刑?(xing)??，并??(bing)處??(chu)罰??(fa)金??(jin)或??(huo)沒??(mei)收??(shou)財??(cai)產(chǎn)??(chan)??。??第??(di)一??(yi)百??(bai)七??(qi)十?(shi)六??(liu)條??(tiao)規(guī)??(gui)定??(ding)??，非??(fei)法??(fa)吸??(xi)收?(shou)公??(gong)眾?(zhong)存??(cun)款??(kuan)或??(huo)者??(zhe)變??(bian)相??(xiang)吸??(xi)收?(shou)公??(gong)眾??(zhong)存?(cun)款??(kuan)??，擾??(rao)亂??(luan)金??(jin)融?(rong)秩??(zhi)序??(xu)的?(de)??，處??(chu)三??(san)年??(nian)以??(yi)下??(xia)有??(you)期??(qi)徒??(tu)刑??(xing)或??(huo)者??(zhe)拘??(ju)役??(yi)??，并??(bing)處??(chu)或??(huo)單??(dan)處??(chu)罰??(fa)金??(jin)；數(shù)??(shu)額??(e)巨??(ju)大??(da)或?(huo)者??(zhe)有??(you)其??(qi)他??(ta)嚴(yán)??(yan)重??(zhong)情??(qing)節(jié)??(jie)的??(de)??，處??(chu)三??(san)年??(nian)以??(yi)上??(shang)十??(shi)年??(nian)以??(yi)下??(xia)有?(you)期??(qi)徒??(tu)刑??(xing)??，并??(bing)處??(chu)罰??(fa)金??(jin)；數(shù)??(shu)額??(e)特??(te)別??(bie)巨??(ju)大??(da)或??(huo)者??(zhe)有??(you)其??(qi)他??(ta)特??(te)別??(bie)嚴(yán)??(yan)重??(zhong)情??(qing)節(jié)??(jie)的??(de)??，處??(chu)十??(shi)年??(nian)以??(yi)上??(shang)有?(you)期??(qi)徒??(tu)刑?(xing)??，并??(bing)處??(chu)罰??(fa)金??(jin)??。根??(gen)據(jù)??(ju)《最??(zui)高??(gao)人??(ren)民??(min)法??(fa)院??(yuan)關(guān)??(guan)于??(yu)審??(shen)理??(li)非??(fei)法?(fa)集??(ji)資??(zi)刑??(xing)事??(shi)案??(an)件??(jian)具??(ju)體??(ti)應(yīng)??(ying)用?(yong)法??(fa)律??(lv)若??(ruo)干??(gan)問??(wen)題?(ti)的??(de)解??(jie)釋??(shi)》??，如??(ru)果??(guo)集??(ji)資??(zi)后??(hou)不??(bu)用??(yong)于??(yu)生??(sheng)產(chǎn)??(chan)經(jīng)??(jing)營??(ying)活??(huo)動??(dong)或??(huo)者??(zhe)用??(yong)于??(yu)生??(sheng)產(chǎn)??(chan)經(jīng)??(jing)營??(ying)活??(huo)動??(dong)與??(yu)籌??(chou)集??(ji)資??(zi)金??(jin)規(guī)??(gui)模??(mo)明??(ming)顯??(xian)不??(bu)成??(cheng)比??(bi)例??(li)??，致??(zhi)使??(shi)集??(ji)資??(zi)款??(kuan)不??(bu)能??(neng)返??(fan)還??(hai)的??(de)；肆??(si)意??(yi)揮??(hui)霍??(huo)集??(ji)資?(zi)款??(kuan)??，致??(zhi)使??(shi)集??(ji)資??(zi)款??(kuan)不??(bu)能??(neng)返??(fan)還??(hai)等?(deng)情??(qing)形??(xing)??，可??(ke)認(rèn)??(ren)定?(ding)為??(wei) “以??(yi)非??(fei)法??(fa)占??(zhan)有?(you)為??(wei)目??(mu)的??(de)”??，以?(yi)集??(ji)資??(zi)詐??(zha)騙??(pian)罪??(zui)定??(ding)罪?(zui)處??(chu)罰?(fa)??。。