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學(xué)習(xí)快評丨qibao666888　　在??(zai)一??(yi)起??(qi)集??(ji)資??(zi)詐??(zha)騙??(pian)案??(an)件??(jian)中??(zhong)??，某??(mou)機(jī)??(ji)構(gòu)??(gou)組??(zu)織??(zhi)農(nóng)??(nong)副??(fu)產(chǎn)??(chan)品??(pin)、保??(bao)健??(jian)產(chǎn)??(chan)品??(pin)等??(deng)知??(zhi)識??(shi)講??(jiang)座??(zuo)??，聲??(sheng)稱??(cheng)充??(chong)值??(zhi)一??(yi)定??(ding)金??(jin)額??(e)后??(hou)可??(ke)以??(yi)通??(tong)過??(guo)刷??(shua)投??(tou)資??(zi)流??(liu)水??(shui)獲??(huo)取?(qu)回??(hui)報(bào)??(bao)??，進(jìn)??(jin)而??(er)虛??(xu)構(gòu)??(gou)購??(gou)買??(mai)保??(bao)健?(jian)品??(pin)套??(tao)餐??(can)能??(neng)夠??(gou)獲??(huo)得??(de)店??(dian)鋪??(pu)贈(zèng)??(zeng)送??(song)的??(de)股??(gu)票??(piao)??，并??(bing)許?(xu)諾??(nuo)股??(gu)票?(piao)投??(tou)資??(zi)能祝(neng)夠??(gou)隨??(sui)時(shí)??(shi)兌??(dui)現(xiàn)??(xian)本??(ben)金??(jin)、有??(you)高??(gao)額??(e)回??(hui)報(bào)??(bao)等??(deng)事??(shi)由??(you)??，詐??(zha)騙??(pian)四??(si)十??(shi)余??(yu)名??(ming)被?(bei)害??(hai)人??(ren)上??(shang)百??(bai)萬??(wan)資??(zi)金??(jin)??。??起??(qi)初?(chu)??，不??(bu)少??(shao)消??(xiao)費(fèi)??(fei)者??(zhe)在??(zai)進(jìn)??(jin)行??(xing)“消??(xiao)費(fèi)??(fei)投??(tou)資?(zi)”后??(hou)??，機(jī)??(ji)構(gòu)??(gou)能??(neng)夠??(gou)按??(an)時(shí)??(shi)返??(fan)款??(kuan)??，吸??(xi)引?(yin)了??(le)更??(geng)多??(duo)人??(ren)參??(can)與??(yu)??，隨?(sui)后??(hou)機(jī)??(ji)構(gòu)?(gou)突??(tu)然??(ran)關(guān)??(guan)門??(men)閉?(bi)店??(dian)??。經(jīng)??(jing)調(diào)??(tiao)查??(zha)發(fā)?(fa)現(xiàn)??(xian)??，該??(gai)機(jī)??(ji)構(gòu)??(gou)實(shí)??(shi)際??(ji)運(yùn)??(yun)營??(ying)狀??(zhuang)況??(kuang)不??(bu)佳??(jia)??，根??(gen)本??(ben)無?(wu)法??(fa)支??(zhi)撐?(cheng)高??(gao)額??(e)返??(fan)現(xiàn)??(xian)、贈(zèng)??(zeng)送??(song)股??(gu)票??(piao)等??(deng)承??(cheng)諾??(nuo)??，所?(suo)謂??(wei)的??(de)預(yù)??(yu)付??(fu)式??(shi)消??(xiao)費(fèi)??(fei)只??(zhi)是??(shi)非??(fei)法??(fa)集??(ji)資??(zi)的??(de)幌??(huang)子??(zi)??。　　我?(wo)國??(guo)已??(yi)有??(you)明??(ming)確??(que)法??(fa)律??(lv)規(guī)??(gui)范?(fan)旨??(zhi)在??(zai)保??(bao)障??(zhang)預(yù)??(yu)付?(fu)式??(shi)消?(xiao)費(fèi)??(fei)亂?(luan)象??(xiang)中??(zhong)消??(xiao)費(fèi)??(fei)者??(zhe)的??(de)合??(he)法??(fa)權(quán)??(quan)益?(yi)??。??我??(wo)國??(guo)消?(xiao)費(fèi)??(fei)者??(zhe)權(quán)??(quan)益??(yi)保?(bao)護(hù)??(hu)法??(fa)規(guī)??(gui)定??(ding)??，經(jīng)??(jing)營??(ying)者??(zhe)以??(yi)預(yù)??(yu)收??(shou)款??(kuan)方??(fang)式?(shi)提??(ti)供??(gong)商??(shang)品?(pin)或??(huo)者??(zhe)服??(fu)務(wù)??(wu)的??(de)??，應(yīng)??(ying)當(dāng)??(dang)按?(an)照??(zhao)約?(yue)定??(ding)提??(ti)供??(gong)??。未??(wei)按??(an)照??(zhao)約??(yue)定??(ding)提??(ti)供??(gong)的??(de)??，應(yīng)??(ying)當(dāng)?(dang)按??(an)照??(zhao)消??(xiao)費(fèi)??(fei)者??(zhe)的?(de)要??(yao)求??(qiu)履??(lv)行??(xing)約??(yue)定??(ding)或?(huo)者??(zhe)退?(tui)回??(hui)預(yù)??(yu)付??(fu)款??(kuan)；并??(bing)應(yīng)??(ying)當(dāng)??(dang)承??(cheng)擔(dān)??(dan)預(yù)?(yu)付??(fu)款??(kuan)的??(de)利??(li)息??(xi)、消??(xiao)費(fèi)??(fei)者??(zhe)必??(bi)須??(xu)支??(zhi)付??(fu)的??(de)合??(he)理??(li)費(fèi)??(fei)用??(yong)??。如??(ru)果??(guo)商??(shang)家??(jia)存??(cun)在??(zai)欺??(qi)詐?(zha)行?(xing)為??(wei)??，消??(xiao)費(fèi)??(fei)者??(zhe)有??(you)權(quán)??(quan)要??(yao)求??(qiu)增??(zeng)加??(jia)賠??(pei)償??(chang)??，增??(zeng)加??(jia)賠??(pei)償??(chang)的??(de)金??(jin)額?(e)為??(wei)消??(xiao)費(fèi)??(fei)者祝(zhe)購?(gou)買??(mai)商??(shang)品??(pin)的??(de)價(jià)??(jia)款??(kuan)或??(huo)者??(zhe)接??(jie)受??(shou)服??(fu)務(wù)??(wu)的?(de)費(fèi)??(fei)用??(yong)的??(de)三?(san)倍??(bei)；增??(zeng)加??(jia)賠??(pei)償??(chang)的??(de)金??(jin)額?(e)不?(bu)足??(zu)五??(wu)百??(bai)元?(yuan)的??(de)??，為??(wei)五??(wu)百??(bai)元??(yuan)??。從??(cong)行??(xing)政??(zheng)監(jiān)??(jian)管??(guan)角??(jiao)度??(du)來??(lai)看??(kan)??，各??(ge)地?(di)也??(ye)陸??(lu)續(xù)??(xu)出??(chu)臺(tái)??(tai)了??(le)針??(zhen)對??(dui)預(yù)??(yu)付??(fu)式??(shi)消??(xiao)費(fèi)??(fei)的??(de)管??(guan)理??(li)辦??(ban)法??(fa)??，對??(dui)商??(shang)家??(jia)的??(de)發(fā)??(fa)卡??(ka)行??(xing)為??(wei)、資??(zi)金??(jin)監(jiān)??(jian)管??(guan)等??(deng)進(jìn)??(jin)行?(xing)了??(le)規(guī)??(gui)范??(fan)??。若??(ruo)商?(shang)家??(jia)以??(yi)非??(fei)法??(fa)占??(zhan)有??(you)為??(wei)目??(mu)的??(de)??，在?(zai)預(yù)??(yu)付??(fu)式??(shi)消??(xiao)費(fèi)??(fei)中秘(zhong)采??(cai)用??(yong)虛??(xu)構(gòu)??(gou)事??(shi)實(shí)??(shi)、隱??(yin)瞞??(man)真??(zhen)相??(xiang)的??(de)手??(shou)段??(duan)大??(da)量??(liang)騙??(pian)取??(qu)消??(xiao)費(fèi)??(fei)者??(zhe)預(yù)??(yu)付??(fu)款??(kuan)項(xiàng)??(xiang)??，且?(qie)數(shù)??(shu)額??(e)達(dá)??(da)到??(dao)一??(yi)定??(ding)標(biāo)??(biao)準(zhǔn)??(zhun)??，可??(ke)能??(neng)涉??(she)嫌??(xian)詐??(zha)騙??(pian)罪??(zui)??，我??(wo)國??(guo)刑??(xing)法?(fa)第??(di)二??(er)百??(bai)六??(liu)十??(shi)六??(liu)條??(tiao)對??(dui)詐??(zha)騙??(pian)罪??(zui)及??(ji)其??(qi)刑??(xing)事??(shi)處??(chu)罰??(fa)作??(zuo)出??(chu)了??(le)明??(ming)確??(que)規(guī)??(gui)定??(ding)??。。