三九養(yǎng)生堂記者 鄧肯·蓋伊 報(bào)道
精彩| 二??(er)季??(ji)度??(du)末??(mo)??，商??(shang)業(yè)??(ye)銀??(yin)行??(xing)凈??(jing)息??(xi)差??(cha)為??(wei)1.74%??，與??(yu)上??(shang)季??(ji)度??(du)持??(chi)平??(ping)??，繼??(ji)續(xù)??(xu)處?(chu)于??(yu)有??(you)歷??(li)史??(shi)記??(ji)錄??(lu)以??(yi)來??(lai)的??(de)低??(di)位??(wei)??。??只??(zhi)要?(yao)做?(zuo)到??(dao)有??(you)序??(xu)調(diào)??(tiao)整??(zheng)存?(cun)款??(kuan)利??(li)率??(lv)、有??(you)效??(xiao)控??(kong)制??(zhi)負(fù)??(fu)債??(zhai)成??(cheng)本?(ben)、把??(ba)息??(xi)差??(cha)保?(bao)持??(chi)在??(zai)合??(he)理??(li)水??(shui)平??(ping)??，商??(shang)業(yè)??(ye)銀??(yin)行??(xing)就??(jiu)可??(ke)以??(yi)在??(zai)主??(zhu)動(dòng)??(dong)靈??(ling)活??(huo)下??(xia)調(diào)??(tiao)房??(fang)貸??(dai)利??(li)率??(lv)、讓??(rang)利??(li)實(shí)??(shi)體??(ti)經(jīng)??(jing)濟(jì)??(ji)和??(he)穩(wěn)??(wen)定??(ding)資??(zi)產(chǎn)??(chan)負(fù)??(fu)債??(zhai)表??(biao)、做??(zuo)好??(hao)做??(zuo)細(xì)??(xi)做??(zuo)實(shí)??(shi)風(fēng)??(feng)險(xiǎn)?(xian)管??(guan)理??(li)之??(zhi)間??(jian)取??(qu)得??(de)平??(ping)衡??(heng)??，就??(jiu)可??(ke)以??(yi)保??(bao)持??(chi)合??(he)理??(li)利??(li)潤??(run)和??(he)凈??(jing)息??(xi)差??(cha)水??(shui)平??(ping)、維??(wei)持??(chi)穩(wěn)??(wen)健??(jian)經(jīng)秘(jing)營??(ying)、防??(fang)范??(fan)金??(jin)融??(rong)風(fēng)??(feng)險(xiǎn)??(xian)??，以??(yi)增??(zeng)強(qiáng)?(qiang)商??(shang)業(yè)??(ye)銀??(yin)行??(xing)支??(zhi)持?(chi)實(shí)??(shi)體??(ti)經(jīng)??(jing)濟(jì)??(ji)的??(de)可?(ke)持??(chi)續(xù)??(xu)性?(xing)??。 在??(zai)制??(zhi)定??(ding)推??(tui)動(dòng)?(dong)經(jīng)??(jing)濟(jì)??(ji)持??(chi)續(xù)??(xu)回??(hui)升??(sheng)向??(xiang)好??(hao)的??(de)政??(zheng)策??(ce)措??(cuo)施??(shi)時(shí)??(shi)?，需??(xu)要??(yao)綜?(zong)合??(he)考??(kao)慮??(lv)與??(yu)平??(ping)衡??(heng)加??(jia)大?(da)宏??(hong)觀??(guan)政??(zheng)策??(ce)調(diào)??(tiao)控??(kong)力??(li)度??(du)、著??(zhe)力??(li)擴(kuò)??(kuo)大??(da)有??(you)效??(xiao)需??(xu)求??(qiu)、做??(zuo)強(qiáng)??(qiang)做??(zuo)優(yōu)??(you)實(shí)??(shi)體??(ti)經(jīng)??(jing)濟(jì)??(ji)、提??(ti)振??(zhen)經(jīng)??(jing)營??(ying)主??(zhu)體??(ti)信??(xin)心??(xin)、防??(fang)范??(fan)化??(hua)解??(jie)重??(zhong)點(diǎn)??(dian)領(lǐng)??(ling)域??(yu)風(fēng)??(feng)險(xiǎn)??(xian)等??(deng)工??(gong)作??(zuo)之??(zhi)間??(jian)的??(de)關(guān)??(guan)系??(xi)??。??此??(ci)次?(ci)雖?(sui)然??(ran)維??(wei)持??(chi)LPR不??(bu)變??(bian)?，但??(dan)由??(you)于??(yu)目??(mu)前??(qian)加??(jia)權(quán)?(quan)平?(ping)均??(jun)貸??(dai)款??(kuan)利??(li)率??(lv)已??(yi)達(dá)??(da)到??(dao)較??(jiao)低??(di)水??(shui)平??(ping)?，且??(qie)市??(shi)場??(chang)供??(gong)求??(qiu)關(guān)??(guan)系??(xi)改?(gai)善??(shan)帶?(dai)來??(lai)的??(de)物??(wu)價(jià)??(jia)水??(shui)平?(ping)回??(hui)暖??(nuan)?，使??(shi)實(shí)??(shi)際??(ji)利??(li)率??(lv)有??(you)所??(suo)下??(xia)行??(xing)?，促??(cu)進(jìn)??(jin)實(shí)??(shi)體??(ti)經(jīng)??(jing)濟(jì)??(ji)信??(xin)貸??(dai)成?(cheng)本?(ben)、經(jīng)??(jing)營??(ying)主?(zhu)體??(ti)融?(rong)資??(zi)成??(cheng)本??(ben)和?(he)個(gè)??(ge)人??(ren)消??(xiao)費(fèi)??(fei)信??(xin)貸??(dai)成??(cheng)本??(ben)穩(wěn)??(wen)中??(zhong)有?(you)降?(jiang)仍??(reng)具??(ju)備??(bei)相??(xiang)當(dāng)??(dang)條??(tiao)件??(jian)?，且??(qie)年??(nian)內(nèi)??(nei)仍??(reng)有??(you)降??(jiang)息??(xi)的?(de)必??(bi)要??(yao)性??(xing)??。
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