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學習快評丨qibao666888　　警??(jing)惕??(ti)公?(gong)益??(yi)領??(ling)養(yǎng)??(yang)背??(bei)后??(hou)的??(de)黑??(hei)生??(sheng)意??(yi)經(jīng)??(jing)　　商??(shang)家??(jia)打??(da)著??(zhe)“公??(gong)益??(yi)領??(ling)養(yǎng)??(yang)”的??(de)幌??(huang)子??(zi)?，通??(tong)過??(guo)透??(tou)明??(ming)展??(zhan)柜??(gui)中??(zhong)活??(huo)潑?(po)可??(ke)愛??(ai)的??(de)寵??(chong)物??(wu)吸??(xi)引??(yin)客??(ke)流??(liu)??。??當??(dang)消??(xiao)費??(fei)者??(zhe)產(chǎn)秘(chan)生??(sheng)領??(ling)養(yǎng)??(yang)意?(yi)向??(xiang)時??(shi)?，店??(dian)員??(yuan)便??(bian)推??(tui)出??(chu)“寵??(chong)物??(wu)糧??(liang)保??(bao)障?(zhang)計??(ji)劃??(hua)”“無?(wu)憂??(you)養(yǎng)??(yang)寵??(chong)計??(ji)劃??(hua)”等??(deng)分??(fen)期??(qi)方??(fang)案??(an)?，將??(jiang)寵??(chong)物??(wu)用?(yong)品??(pin)費??(fei)用??(yong)分?(fen)解??(jie)為??(wei)24期??(qi)或??(huo)36期??(qi)付??(fu)款??(kuan)?，錢??(qian)款?(kuan)用??(yong)于??(yu)在??(zai)商??(shang)家??(jia)的??(de)小??(xiao)程??(cheng)序??(xu)“商??(shang)城??(cheng)”購??(gou)買??(mai)飼??(si)養(yǎng)??(yang)用??(yong)品??(pin)?，這??(zhe)種??(zhong)每??(mei)月??(yue)定??(ding)時??(shi)付??(fu)款??(kuan)的??(de)模??(mo)式??(shi)也??(ye)被??(bei)稱??(cheng)為??(wei)“寵??(chong)物??(wu)貸??(dai)”??。部?(bu)分??(fen)商??(shang)家??(jia)甚?(shen)至??(zhi)將??(jiang)付??(fu)款??(kuan)與??(yu)征??(zheng)信??(xin)掛??(gua)鉤??(gou)?，威??(wei)脅??(xie)消??(xiao)費??(fei)者??(zhe)若??(ruo)中??(zhong)途??(tu)停??(ting)止??(zhi)付??(fu)款??(kuan)將??(jiang)影??(ying)響??(xiang)信??(xin)用??(yong)記??(ji)錄??(lu)??。。