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　　三九養(yǎng)生堂記者 鄧肯·蓋伊 報道

精彩|　　長??(chang)期??(qi)以??(yi)來??(lai)??，信??(xin)息??(xi)不??(bu)對??(dui)稱??(cheng)問??(wen)題?(ti)橫?(heng)亙??(gen)在??(zai)金??(jin)融??(rong)消??(xiao)費??(fei)者??(zhe)與??(yu)商??(shang)業(yè)??(ye)銀?(yin)行??(xing)之??(zhi)間??(jian)??，進??(jin)而??(er)引?(yin)發(fā)??(fa)了??(le)一??(yi)些??(xie)爭??(zheng)議??(yi)與??(yu)糾??(jiu)紛??(fen)??。??以??(yi)銀??(yin)行??(xing)服??(fu)務(wù)??(wu)收??(shou)費??(fei)為??(wei)例??(li)??。近?(jin)期??(qi)發(fā)??(fa)布?(bu)的??(de)《關(guān)??(guan)于??(yu)調(diào)??(tiao)整?(zheng)銀??(yin)行??(xing)部??(bu)分??(fen)服??(fu)務(wù)??(wu)價??(jia)格??(ge)提??(ti)升??(sheng)服??(fu)務(wù)??(wu)質(zhì)??(zhi)效??(xiao)的??(de)倡??(chang)議??(yi)書?(shu)》明??(ming)確?(que)提??(ti)出??(chu)??，取??(qu)消??(xiao)商??(shang)業(yè)??(ye)匯??(hui)票?(piao)工??(gong)本??(ben)費??(fei)、降??(jiang)低??(di)銀?(yin)行??(xing)承??(cheng)兌??(dui)匯??(hui)票??(piao)手??(shou)續(xù)??(xu)費??(fei)、減??(jian)免?(mian)個??(ge)人??(ren)存??(cun)款??(kuan)賬?(zhang)戶??(hu)對??(dui)賬??(zhang)單??(dan)打??(da)印?(yin)費??(fei)、對??(dui)安??(an)全??(quan)認??(ren)證??(zheng)工??(gong)具??(ju)工??(gong)本??(ben)費??(fei)實??(shi)施?(shi)成??(cheng)本??(ben)定??(ding)價??(jia)方??(fang)式??(shi)等??(deng)??。但??(dan)若?(ruo)細??(xi)究??(jiu)這?(zhe)些??(xie)收??(shou)費?(fei)項??(xiang)目??(mu)??，恐??(kong)怕??(pa)鮮??(xian)有??(you)金??(jin)融??(rong)消??(xiao)費??(fei)者??(zhe)能?(neng)說??(shuo)出??(chu)個??(ge)所??(suo)以??(yi)然??(ran)??，他?(ta)們??(men)通?(tong)常??(chang)既??(ji)不??(bu)了??(le)解??(jie)收??(shou)費??(fei)名??(ming)目??(mu)??，也??(ye)不??(bu)清??(qing)楚??(chu)收??(shou)費??(fei)標??(biao)準??(zhun)??，銀??(yin)行??(xing)收??(shou)多??(duo)少??(shao)錢??(qian)就??(jiu)交??(jiao)多??(duo)少??(shao)錢??(qian)???！　p??(jian)費??(fei)讓??(rang)利??(li)、惠??(hui)企??(qi)利??(li)民??(min)的??(de)做??(zuo)法??(fa)值?(zhi)得??(de)肯??(ken)定??(ding)??，但??(dan)相?(xiang)關(guān)??(guan)措??(cuo)施??(shi)若??(ruo)要??(yao)落??(luo)地?(di)生??(sheng)效??(xiao)??，還??(hai)需?(xu)依??(yi)靠??(kao)“公??(gong)開??(kai)透??(tou)明??(ming)”機??(ji)制?(zhi)??。??哪??(na)些??(xie)項??(xiang)目??(mu)收??(shou)費??(fei)了??(le)？??收??(shou)了??(le)多??(duo)少??(shao)？哪?(na)些??(xie)項??(xiang)目??(mu)免??(mian)費??(fei)了??(le)？還??(hai)能??(neng)優(yōu)??(you)惠??(hui)多?(duo)少??(shao)？這??(zhe)些??(xie)看??(kan)似??(si)瑣??(suo)碎??(sui)的??(de)“小??(xiao)事??(shi)”是??(shi)關(guān)??(guan)乎??(hu)金??(jin)融??(rong)消??(xiao)費??(fei)者?(zhe)獲?(huo)得??(de)感??(gan)的??(de)“大??(da)事??(shi)”??，要??(yao)把??(ba)它??(ta)們??(men)講??(jiang)清??(qing)楚??(chu)、說??(shuo)明??(ming)白??(bai)??。

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