三九養(yǎng)生堂記者 鄧肯·蓋伊 報道
精彩| “這??(zhe)就??(jiu)意??(yi)味??(wei)著??(zhe)??，代??(dai)金??(jin)券??(quan)等?(deng)非??(fei)現(xiàn)??(xian)金??(jin)賠??(pei)付??(fu)的??(de)方??(fang)式??(shi)要??(yao)投??(tou)保??(bao)人??(ren)自??(zi)主??(zhu)選??(xuan)擇??(ze)才??(cai)有??(you)效??(xiao)??，這??(zhe)也??(ye)是??(shi)今??(jin)年??(nian)3月??(yue)1日??(ri)起??(qi)施??(shi)行??(xing)的??(de)《銀??(yin)行??(xing)保??(bao)險??(xian)機??(ji)構(gòu)??(gou)消??(xiao)費?(fei)者??(zhe)權(quán)??(quan)益??(yi)保??(bao)護??(hu)管??(guan)理??(li)辦??(ban)法??(fa)》所??(suo)規(guī)??(gui)定?(ding)的??(de)消??(xiao)費??(fei)者??(zhe)自??(zi)主秘(zhu)選??(xuan)擇??(ze)權(quán)??(quan)要??(yao)義??(yi)所??(suo)在??(zai)??。??”在??(zai)劉??(liu)俊?(jun)海??(hai)看??(kan)來??(lai)??，如??(ru)果??(guo)保??(bao)險??(xian)代??(dai)理??(li)平??(ping)臺??(tai)在??(zai)航??(hang)延??(yan)險??(xian)保??(bao)險??(xian)條??(tiao)款?(kuan)中??(zhong)注??(zhu)明??(ming)投??(tou)保??(bao)人??(ren)可??(ke)以??(yi)自??(zi)主??(zhu)選??(xuan)擇??(ze)??，但??(dan)投??(tou)保??(bao)人??(ren)卻?(que)只??(zhi)能??(neng)購??(gou)買??(mai)使??(shi)用??(yong)代??(dai)金?(jin)券??(quan)理??(li)賠??(pei)的??(de)保?(bao)險??(xian)產(chǎn)??(chan)品?(pin)??，實??(shi)際??(ji)是??(shi)在??(zai)誤??(wu)導(dǎo)??(dao)投??(tou)保??(bao)人??(ren)選??(xuan)擇??(ze)??。 ◆針??(zhen)對??(dui)消??(xiao)費??(fei)者?(zhe)使??(shi)用??(yong)手??(shou)機??(ji)軟??(ruan)件??(jian)的??(de)習(xí)??(xi)慣??(guan)??，保??(bao)險??(xian)代??(dai)理??(li)平??(ping)臺??(tai)的??(de)航??(hang)延??(yan)險??(xian)產(chǎn)??(chan)品??(pin)推??(tui)介??(jie)頁??(ye)面?(mian)設(shè)??(she)置??(zhi)如??(ru)果??(guo)缺??(que)乏??(fa)必??(bi)要??(yao)合??(he)理??(li)性??(xing)??，就??(jiu)意??(yi)味??(wei)著??(zhe)其??(qi)沒??(mei)有??(you)盡??(jin)到??(dao)提??(ti)示??(shi)和??(he)說??(shuo)明?(ming)義??(yi)務(wù)??(wu)??。?在??(zai)信??(xin)息??(xi)不??(bu)對??(dui)等??(deng)的?(de)情?(qing)況??(kuang)下??(xia)??，會??(hui)對??(dui)消??(xiao)費??(fei)者??(zhe)的??(de)知??(zhi)情??(qing)權(quán)??(quan)保??(bao)障??(zhang)構(gòu)??(gou)成??(cheng)潛??(qian)在??(zai)威??(wei)脅??(xie)??，進(jìn)??(jin)而??(er)妨??(fang)礙??(ai)消??(xiao)費??(fei)者??(zhe)自??(zi)主?(zhu)選??(xuan)擇??(ze)與??(yu)交??(jiao)易??(yi)??。
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責(zé)編：呂程平