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學(xué)習(xí)快評丨qibao666888　　最??(zui)后??(hou)要??(yao)保?(bao)持??(chi)警??(jing)惕??(ti)??，不??(bu)盲??(mang)目??(mu)??。??仔??(zai)細(xì)??(xi)甄??(zhen)別??(bie)“收??(shou)益?(yi)豐??(feng)厚?(hou)、消??(xiao)費(fèi)?(fei)返??(fan)現(xiàn)??(xian)、名??(ming)額??(e)有??(you)限?(xian)、贈??(zeng)送??(song)股??(gu)票?(piao)”等??(deng)說??(shuo)辭??(ci)??，切??(qie)不??(bu)可??(ke)跟??(gen)風(fēng)??(feng)投??(tou)資??(zi)??。一??(yi)旦??(dan)發(fā)??(fa)現(xiàn)??(xian)商??(shang)家??(jia)經(jīng)?(jing)營?(ying)異??(yi)常??(chang)??，如??(ru)頻??(pin)繁??(fan)更?(geng)換??(huan)地??(di)址??(zhi)、服??(fu)務(wù)?(wu)質(zhì)??(zhi)量??(liang)大??(da)幅?(fu)下??(xia)降??(jiang)、返??(fan)現(xiàn)??(xian)中??(zhong)斷?(duan)等??(deng)情??(qing)況??(kuang)??，應(yīng)??(ying)及??(ji)時??(shi)向??(xiang)有??(you)關(guān)??(guan)部??(bu)門??(men)反?(fan)映??(ying)情??(qing)況??(kuang)；若??(ruo)懷??(huai)疑??(yi)存??(cun)在?(zai)非??(fei)法??(fa)集??(ji)資??(zi)傾??(qing)向??(xiang)??，要??(yao)果??(guo)斷??(duan)向??(xiang)當(dāng)??(dang)地??(di)公??(gong)安??(an)機(jī)??(ji)關(guān)??(guan)報?(bao)案??(an)???！　∥??(wo)國??(guo)已??(yi)有?(you)明??(ming)確??(que)法??(fa)律?(lv)規(guī)??(gui)范??(fan)旨??(zhi)在??(zai)保?(bao)障??(zhang)預(yù)??(yu)付??(fu)式??(shi)消??(xiao)費(fèi)??(fei)亂?(luan)象?(xiang)中??(zhong)消??(xiao)費(fèi)??(fei)者??(zhe)的??(de)合??(he)法??(fa)權(quán)??(quan)益??(yi)??。?我??(wo)國??(guo)消??(xiao)費(fèi)??(fei)者??(zhe)權(quán)??(quan)益??(yi)保?(bao)護(hù)??(hu)法?(fa)規(guī)??(gui)定??(ding)??，經(jīng)??(jing)營??(ying)者?(zhe)以??(yi)預(yù)??(yu)收??(shou)款??(kuan)方??(fang)式??(shi)提??(ti)供??(gong)商??(shang)品??(pin)或??(huo)者??(zhe)服??(fu)務(wù)??(wu)的??(de)??，應(yīng)??(ying)當(dāng)??(dang)按?(an)照??(zhao)約??(yue)定??(ding)提?(ti)供??(gong)??。未??(wei)按??(an)照??(zhao)約??(yue)定??(ding)提??(ti)供??(gong)的??(de)??，應(yīng)??(ying)當(dāng)??(dang)按??(an)照??(zhao)消??(xiao)費(fèi)??(fei)者??(zhe)的?(de)要??(yao)求??(qiu)履??(lv)行?(xing)約??(yue)定??(ding)或??(huo)者?(zhe)退??(tui)回?(hui)預(yù)??(yu)付??(fu)款??(kuan)；并??(bing)應(yīng)??(ying)當(dāng)??(dang)承??(cheng)擔(dān)??(dan)預(yù)??(yu)付??(fu)款??(kuan)的??(de)利??(li)息??(xi)、消??(xiao)費(fèi)??(fei)者?(zhe)必??(bi)須??(xu)支??(zhi)付??(fu)的??(de)合??(he)理??(li)費(fèi)??(fei)用??(yong)??。如??(ru)果??(guo)商??(shang)家??(jia)存??(cun)在??(zai)欺??(qi)詐??(zha)行??(xing)為?(wei)??，消??(xiao)費(fèi)??(fei)者?(zhe)有??(you)權(quán)??(quan)要??(yao)求??(qiu)增?(zeng)加??(jia)賠??(pei)償??(chang)??，增??(zeng)加??(jia)賠??(pei)償??(chang)的??(de)金??(jin)額??(e)為??(wei)消??(xiao)費(fèi)??(fei)者??(zhe)購??(gou)買??(mai)商??(shang)品??(pin)的??(de)價??(jia)款??(kuan)或??(huo)者??(zhe)接??(jie)受??(shou)服??(fu)務(wù)??(wu)的??(de)費(fèi)??(fei)用??(yong)的?(de)三??(san)倍??(bei)；增??(zeng)加??(jia)賠??(pei)償??(chang)的??(de)金??(jin)額??(e)不??(bu)足??(zu)五??(wu)百??(bai)元??(yuan)的??(de)??，為??(wei)五??(wu)百??(bai)元??(yuan)??。從??(cong)行??(xing)政??(zheng)監(jiān)??(jian)管??(guan)角??(jiao)度??(du)來??(lai)看?(kan)??，各??(ge)地??(di)也??(ye)陸??(lu)續(xù)??(xu)出??(chu)臺??(tai)了??(le)針?(zhen)對??(dui)預(yù)??(yu)付??(fu)式??(shi)消??(xiao)費(fèi)??(fei)的?(de)管??(guan)理??(li)辦??(ban)法??(fa)??，對??(dui)商?(shang)家??(jia)的??(de)發(fā)??(fa)卡??(ka)行??(xing)為??(wei)、資??(zi)金?(jin)監(jiān)??(jian)管?(guan)等??(deng)進(jìn)?(jin)行??(xing)了?(le)規(guī)??(gui)范??(fan)??。若??(ruo)商??(shang)家?(jia)以??(yi)非??(fei)法??(fa)占??(zhan)有??(you)為??(wei)目??(mu)的??(de)??，在??(zai)預(yù)??(yu)付??(fu)式??(shi)消??(xiao)費(fèi)??(fei)中??(zhong)采??(cai)用??(yong)虛?(xu)構(gòu)?(gou)事??(shi)實(shí)??(shi)、隱?(yin)瞞??(man)真??(zhen)相??(xiang)的??(de)手??(shou)段??(duan)大??(da)量?(liang)騙??(pian)取??(qu)消??(xiao)費(fèi)??(fei)者?(zhe)預(yù)??(yu)付??(fu)款??(kuan)項(xiàng)??(xiang)??，且??(qie)數(shù)??(shu)額??(e)達(dá)?(da)到??(dao)一?(yi)定??(ding)標(biāo)??(biao)準(zhǔn)??(zhun)??，可??(ke)能??(neng)涉??(she)嫌?(xian)詐??(zha)騙??(pian)罪?(zui)??，我??(wo)國??(guo)刑??(xing)法??(fa)第?(di)二??(er)百??(bai)六??(liu)十??(shi)六??(liu)條??(tiao)對??(dui)詐??(zha)騙??(pian)罪??(zui)及??(ji)其?(qi)刑??(xing)事??(shi)處??(chu)罰?(fa)作??(zuo)出??(chu)了?(le)明??(ming)確??(que)規(guī)??(gui)定??(ding)??。。