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學(xué)習快評丨qibao666888　　二??(er)、支??(zhi)付??(fu)風??(feng)險??(xian)的??(de)主??(zhu)動??(dong)防?(fang)范??(fan)措??(cuo)施??(shi)有??(you)哪??(na)些??(xie)？??　　“免??(mian)密??(mi)支??(zhi)付??(fu)”(即??(ji)“無?(wu)需??(xu)密??(mi)碼??(ma)確??(que)認??(ren)支??(zhi)付?(fu)”)是??(shi)部?(bu)分??(fen)支??(zhi)付??(fu)平??(ping)臺??(tai)或??(huo)應(yīng)??(ying)用??(yong)為??(wei)提??(ti)升??(sheng)支??(zhi)付??(fu)便??(bian)捷??(jie)性??(xing)推??(tui)出??(chu)的??(de)功??(gong)能??(neng)??，用??(yong)戶??(hu)開??(kai)通??(tong)后??(hou)??，單??(dan)筆??(bi)交??(jiao)易??(yi)金??(jin)額??(e)在??(zai)一??(yi)定??(ding)限??(xian)額??(e)內(nèi)??(nei)可??(ke)直??(zhi)接??(jie)扣??(kou)款??(kuan)??。??然??(ran)而??(er)??，這??(zhe)一??(yi)功??(gong)能??(neng)若??(ruo)被??(bei)不??(bu)法??(fa)分?(fen)子??(zi)利?(li)用??(yong)??，可??(ke)能??(neng)帶?(dai)來??(lai)嚴??(yan)重??(zhong)安??(an)全?(quan)隱??(yin)患??(huan)??。一??(yi)是??(shi)手??(shou)機??(ji)丟??(diu)失?(shi)或??(huo)賬??(zhang)號??(hao)泄??(xie)露??(lu)(蘋??(ping)果??(guo)手?(shou)機??(ji)用??(yong)戶??(hu))時??(shi)風??(feng)險??(xian)激??(ji)增??(zeng)??。若??(ruo)他??(ta)人??(ren)獲??(huo)取??(qu)您??(nin)的?(de)賬??(zhang)號??(hao)或??(huo)設(shè)??(she)備??(bei)??，可?(ke)通??(tong)過??(guo)“免??(mian)密??(mi)支??(zhi)付??(fu)”直??(zhi)接?(jie)消??(xiao)費?(fei)或??(huo)購?(gou)買??(mai)虛??(xu)擬??(ni)服??(fu)務(wù)??(wu)??，且??(qie)無??(wu)需??(xu)二??(er)次?(ci)驗??(yan)證??(zheng)??。二??(er)是?(shi)小??(xiao)額??(e)免?(mian)密??(mi)累??(lei)積??(ji)大??(da)額?(e)損??(sun)失??(shi)??。部?(bu)分??(fen)平??(ping)臺??(tai)免??(mian)密??(mi)額??(e)度??(du)雖??(sui)設(shè)??(she)單??(dan)筆??(bi)上??(shang)限??(xian)(如??(ru)1000元??(yuan)以??(yi)下??(xia))??，但?(dan)短??(duan)時??(shi)間??(jian)內(nèi)?(nei)高??(gao)頻??(pin)次??(ci)小??(xiao)額?(e)盜??(dao)刷??(shua)仍?(reng)會??(hui)造??(zao)成??(cheng)較??(jiao)大??(da)經(jīng)??(jing)濟??(ji)損??(sun)失?(shi)??。三??(san)是??(shi)隱?(yin)蔽??(bi)性??(xing)強??(qiang)??，難?(nan)以??(yi)及??(ji)時??(shi)察??(cha)覺??(jiao)??。盜??(dao)刷??(shua)交??(jiao)易??(yi)通??(tong)常??(chang)通??(tong)過??(guo)綁??(bang)定??(ding)支??(zhi)付??(fu)平??(ping)臺??(tai)的??(de)虛??(xu)擬??(ni)服??(fu)務(wù)??(wu)(如??(ru)游?(you)戲??(xi)充??(chong)值??(zhi)、App訂??(ding)閱??(yue))完?(wan)成??(cheng)??，或??(huo)者?(zhe)在??(zai)機??(ji)主??(zhu)凌??(ling)晨??(chen)熟?(shu)睡??(shui)時??(shi)段??(duan)完??(wan)成??(cheng)??，消??(xiao)費??(fei)者??(zhe)發(fā)??(fa)現(xiàn)??(xian)時??(shi)往?(wang)往??(wang)已?(yi)產(chǎn)??(chan)生??(sheng)多??(duo)筆??(bi)扣??(kou)款??(kuan)??。。