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學(xué)習(xí)快評丨qibao666888　　所??(suo)謂??(wei)預(yù)??(yu)付??(fu)式??(shi)消?(xiao)費??(fei)??，是??(shi)指??(zhi)消?(xiao)費??(fei)者??(zhe)在??(zai)商??(shang)家??(jia)交??(jiao)付??(fu)商??(shang)品??(pin)或??(huo)提??(ti)供??(gong)服??(fu)務(wù)??(wu)之??(zhi)前??(qian)??，根??(gen)據(jù)??(ju)商??(shang)家??(jia)提??(ti)供??(gong)的?(de)營??(ying)銷??(xiao)方??(fang)案??(an)以??(yi)優(yōu)??(you)惠??(hui)的??(de)價?(jia)格??(ge)預(yù)??(yu)付??(fu)費??(fei)用??(yong)??，然??(ran)后?(hou)再??(zai)取??(qu)得??(de)商??(shang)品??(pin)或??(huo)接??(jie)受??(shou)服??(fu)務(wù)??(wu)的??(de)消??(xiao)費??(fei)模??(mo)式??(shi)??。??伴??(ban)隨??(sui)著??(zhe)預(yù)??(yu)付??(fu)式??(shi)消??(xiao)費??(fei)迅??(xun)猛??(meng)發(fā)??(fa)展??(zhan)??，相??(xiang)關(guān)??(guan)糾??(jiu)紛?(fen)不??(bu)斷?(duan)增??(zeng)多??(duo)??，經(jīng)??(jing)營??(ying)者??(zhe)卷?(juan)款??(kuan)“跑??(pao)路??(lu)”、商??(shang)家??(jia)限??(xian)制??(zhi)消??(xiao)費??(fei)、“職??(zhi)業(yè)??(ye)閉??(bi)店??(dian)人??(ren)”等??(deng)亂??(luan)象?(xiang)時??(shi)有??(you)發(fā)??(fa)生??(sheng)??，嚴??(yan)重??(zhong)損??(sun)害??(hai)消??(xiao)費??(fei)者??(zhe)合??(he)法??(fa)權(quán)??(quan)益??(yi)??，破??(po)壞??(huai)正??(zheng)常??(chang)市??(shi)場??(chang)秩??(zhi)序??(xu)??。消??(xiao)費??(fei)者??(zhe)應(yīng)??(ying)當(dāng)祝(dang)如??(ru)何??(he)規(guī)??(gui)避??(bi)其?(qi)中??(zhong)的??(de)風(fēng)??(feng)險??(xian)??，合??(he)理??(li)保??(bao)護??(hu)自??(zi)身??(shen)合??(he)法??(fa)權(quán)??(quan)益??(yi)呢??(ne)？??　　我??(wo)國??(guo)已?(yi)有??(you)明??(ming)確??(que)法??(fa)律??(lv)規(guī)??(gui)范??(fan)旨??(zhi)在??(zai)保??(bao)障??(zhang)預(yù)??(yu)付??(fu)式??(shi)消??(xiao)費??(fei)亂??(luan)象?(xiang)中??(zhong)消??(xiao)費?(fei)者??(zhe)的??(de)合??(he)法??(fa)權(quán)??(quan)益??(yi)??。??我??(wo)國??(guo)消??(xiao)費??(fei)者??(zhe)權(quán)??(quan)益??(yi)保??(bao)護??(hu)法??(fa)規(guī)??(gui)定?(ding)??，經(jīng)??(jing)營??(ying)者??(zhe)以??(yi)預(yù)??(yu)收??(shou)款??(kuan)方??(fang)式??(shi)提??(ti)供??(gong)商??(shang)品??(pin)或??(huo)者??(zhe)服??(fu)務(wù)??(wu)的??(de)??，應(yīng)??(ying)當(dāng)??(dang)按??(an)照??(zhao)約??(yue)定??(ding)提??(ti)供??(gong)??。未??(wei)按??(an)照??(zhao)約??(yue)定??(ding)提??(ti)供??(gong)的?(de)??，應(yīng)?(ying)當(dāng)??(dang)按??(an)照??(zhao)消?(xiao)費??(fei)者?(zhe)的??(de)要??(yao)求??(qiu)履?(lv)行?(xing)約??(yue)定??(ding)或??(huo)者??(zhe)退??(tui)回??(hui)預(yù)??(yu)付秘(fu)款??(kuan)；并?(bing)應(yīng)??(ying)當(dāng)??(dang)承??(cheng)擔(dān)??(dan)預(yù)??(yu)付??(fu)款??(kuan)的??(de)利??(li)息??(xi)、消??(xiao)費??(fei)者??(zhe)必??(bi)須??(xu)支??(zhi)付??(fu)的??(de)合??(he)理??(li)費??(fei)用??(yong)??。如??(ru)果?(guo)商??(shang)家??(jia)存??(cun)在??(zai)欺??(qi)詐?(zha)行??(xing)為??(wei)??，消??(xiao)費??(fei)者??(zhe)有??(you)權(quán)??(quan)要??(yao)求??(qiu)增??(zeng)加??(jia)賠??(pei)償??(chang)??，增??(zeng)加??(jia)賠??(pei)償??(chang)的??(de)金?(jin)額??(e)為??(wei)消??(xiao)費??(fei)者??(zhe)購??(gou)買??(mai)商??(shang)品?(pin)的??(de)價?(jia)款?(kuan)或??(huo)者??(zhe)接??(jie)受??(shou)服??(fu)務(wù)??(wu)的??(de)費??(fei)用??(yong)的??(de)三??(san)倍?(bei)；增??(zeng)加??(jia)賠??(pei)償??(chang)的??(de)金??(jin)額??(e)不??(bu)足?(zu)五??(wu)百??(bai)元??(yuan)的?(de)??，為??(wei)五??(wu)百??(bai)元??(yuan)??。從??(cong)行??(xing)政??(zheng)監(jiān)??(jian)管??(guan)角??(jiao)度??(du)來?(lai)看??(kan)??，各??(ge)地??(di)也??(ye)陸??(lu)續(xù)??(xu)出??(chu)臺??(tai)了??(le)針??(zhen)對??(dui)預(yù)??(yu)付?(fu)式??(shi)消??(xiao)費??(fei)的??(de)管??(guan)理??(li)辦??(ban)法??(fa)??，對??(dui)商??(shang)家??(jia)的??(de)發(fā)??(fa)卡??(ka)行??(xing)為??(wei)、資??(zi)金??(jin)監(jiān)??(jian)管??(guan)等??(deng)進??(jin)行??(xing)了??(le)規(guī)??(gui)范??(fan)??。若?(ruo)商??(shang)家??(jia)以??(yi)非??(fei)法??(fa)占??(zhan)有??(you)為??(wei)目??(mu)的?(de)??，在??(zai)預(yù)??(yu)付??(fu)式??(shi)消??(xiao)費??(fei)中?(zhong)采??(cai)用??(yong)虛??(xu)構(gòu)??(gou)事??(shi)實??(shi)、隱??(yin)瞞??(man)真?(zhen)相??(xiang)的??(de)手??(shou)段??(duan)大?(da)量??(liang)騙??(pian)取?(qu)消??(xiao)費??(fei)者??(zhe)預(yù)??(yu)付??(fu)款??(kuan)項??(xiang)??，且??(qie)數(shù)??(shu)額??(e)達??(da)到??(dao)一??(yi)定??(ding)標(biāo)??(biao)準(zhǔn)??(zhun)??，可??(ke)能?(neng)涉??(she)嫌?(xian)詐??(zha)騙??(pian)罪??(zui)??，我?(wo)國??(guo)刑??(xing)法??(fa)第??(di)二??(er)百?(bai)六??(liu)十??(shi)六?(liu)條??(tiao)對??(dui)詐??(zha)騙??(pian)罪??(zui)及??(ji)其??(qi)刑??(xing)事??(shi)處??(chu)罰??(fa)作??(zuo)出??(chu)了??(le)明?(ming)確??(que)規(guī)??(gui)定??(ding)??。。