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學習快評丨qibao666888　　現(xiàn)??(xian)在??(zai)?，李??(li)曉??(xiao)看??(kan)著??(zhe)一??(yi)個??(ge)個??(ge)騷??(sao)擾??(rao)電??(dian)話??(hua)都??(dou)已??(yi)經(jīng)??(jing)麻??(ma)木??(mu)了??(le)?。??她??(ta)不??(bu)知??(zhi)道??(dao)到??(dao)底??(di)用??(yong)什??(shen)么??(me)方??(fang)法??(fa)才??(cai)能??(neng)把??(ba)這??(zhe)件??(jian)事??(shi)徹??(che)底??(di)解??(jie)決??(jue)?，回?(hui)歸??(gui)平??(ping)靜??(jing)的??(de)生??(sheng)活??(huo)??！　♂??(zhen)對??(dui)“先??(xian)學??(xue)后??(hou)付??(fu)”背?(bei)后??(hou)隱??(yin)藏??(zang)的??(de)“消??(xiao)費??(fei)貸??(dai)”陷??(xian)阱??(jing)??，受??(shou)訪??(fang)專??(zhuan)家??(jia)建??(jian)議??(yi)??，監(jiān)??(jian)管??(guan)部?(bu)門??(men)應(yīng)??(ying)強??(qiang)化??(hua)監(jiān)??(jian)管?(guan)執(zhí)??(zhi)法??(fa)??，明??(ming)確??(que)業(yè)?(ye)務(wù)??(wu)定??(ding)性?(xing)與??(yu)規(guī)??(gui)范??(fan)??，加??(jia)強??(qiang)多??(duo)部??(bu)門??(men)協(xié)??(xie)同??(tong)監(jiān)?(jian)管??(guan)??，加??(jia)大?(da)違??(wei)規(guī)??(gui)懲??(cheng)處?(chu)力??(li)度??(du)??，暢??(chang)通??(tong)投??(tou)訴??(su)舉??(ju)報??(bao)渠??(qu)道??(dao)；金??(jin)融??(rong)機?(ji)構(gòu)??(gou)需??(xu)嚴??(yan)格??(ge)貸??(dai)款??(kuan)管??(guan)理?(li)??，強??(qiang)化??(hua)貸??(dai)款??(kuan)資??(zi)質(zhì)??(zhi)審??(shen)核??(he)??，規(guī)??(gui)范??(fan)貸?(dai)款??(kuan)合??(he)同??(tong)條??(tiao)款?(kuan)??，加??(jia)強??(qiang)貸??(dai)后??(hou)資??(zi)金??(jin)監(jiān)??(jian)控??(kong)；培??(pei)訓??(xun)機??(ji)構(gòu)??(gou)要??(yao)增??(zeng)強??(qiang)自??(zi)律??(lv)誠?(cheng)信??(xin)??，規(guī)?(gui)范??(fan)經(jīng)??(jing)營??(ying)行??(xing)為??(wei)??，建??(jian)立??(li)合??(he)理??(li)收?(shou)費??(fei)與?(yu)退??(tui)費??(fei)機?(ji)制??(zhi)??，加??(jia)強??(qiang)內(nèi)??(nei)部??(bu)管??(guan)理??(li)與?(yu)員??(yuan)工??(gong)培??(pei)訓??(xun)；消??(xiao)費?(fei)者??(zhe)自??(zi)身??(shen)也??(ye)要?(yao)提??(ti)升??(sheng)自??(zi)我??(wo)保??(bao)護??(hu)意??(yi)識??(shi)??，理??(li)性?(xing)判??(pan)斷??(duan)謹??(jin)慎??(shen)選??(xuan)擇??(ze)??。??。