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學習快評丨qibao666888　　“什?(shen)么??(me)是??(shi)‘先??(xian)學??(xue)后??(hou)付??(fu)’？??”張??(zhang)楠??(nan)楠??(nan)問??(wen)?。?　　針??(zhen)對?(dui)“先??(xian)學??(xue)后??(hou)付?(fu)”背??(bei)后??(hou)隱??(yin)藏?(zang)的??(de)“消?(xiao)費??(fei)貸??(dai)”陷?(xian)阱??(jing)?，受??(shou)訪??(fang)專??(zhuan)家??(jia)建??(jian)議??(yi)?，監(jiān)??(jian)管??(guan)部??(bu)門??(men)應??(ying)強??(qiang)化??(hua)監(jiān)??(jian)管??(guan)執(zhí)??(zhi)法??(fa)?，明??(ming)確??(que)業(yè)??(ye)務(wù)??(wu)定??(ding)性??(xing)與??(yu)規(guī)祝(gui)范??(fan)?，加??(jia)強??(qiang)多??(duo)部??(bu)門??(men)協(xié)??(xie)同??(tong)監(jiān)??(jian)管??(guan)?，加??(jia)大??(da)違??(wei)規(guī)??(gui)懲??(cheng)處??(chu)力??(li)度??(du)?，暢??(chang)通??(tong)投?(tou)訴??(su)舉??(ju)報??(bao)渠?(qu)道??(dao)；金??(jin)融??(rong)機??(ji)構(gòu)??(gou)需??(xu)嚴??(yan)格??(ge)貸??(dai)款??(kuan)管??(guan)理??(li)?，強??(qiang)化??(hua)貸??(dai)款??(kuan)資??(zi)質(zhì)??(zhi)審??(shen)核??(he)?，規(guī)??(gui)范??(fan)貸??(dai)款?(kuan)合??(he)同??(tong)條??(tiao)款?(kuan)?，加??(jia)強??(qiang)貸??(dai)后?(hou)資??(zi)金??(jin)監(jiān)??(jian)控?(kong)；培??(pei)訓??(xun)機??(ji)構(gòu)??(gou)要??(yao)增??(zeng)強??(qiang)自??(zi)律??(lv)誠??(cheng)信??(xin)?，規(guī)??(gui)范??(fan)經(jīng)?(jing)營??(ying)行??(xing)為??(wei)?，建??(jian)立??(li)合??(he)理??(li)收??(shou)費??(fei)與??(yu)退??(tui)費?(fei)機??(ji)制??(zhi)?，加??(jia)強??(qiang)內(nèi)??(nei)部??(bu)管?(guan)理?(li)與??(yu)員??(yuan)工??(gong)培??(pei)訓??(xun)；消??(xiao)費?(fei)者??(zhe)自??(zi)身??(shen)也??(ye)要??(yao)提?(ti)升??(sheng)自??(zi)我?(wo)保??(bao)護?(hu)意??(yi)識??(shi)?，理?(li)性??(xing)判??(pan)斷??(duan)謹??(jin)慎??(shen)選??(xuan)擇??(ze)?。??。