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學(xué)習(xí)快評(píng)丨qibao666888　　不??(bu)過(guò)??(guo)??，金??(jin)融??(rong)領(lǐng)??(ling)域??(yu)各??(ge)種??(zhong)矛??(mao)盾??(dun)、各??(ge)種??(zhong)問(wèn)??(wen)題??(ti)仍??(reng)然??(ran)突?(tu)出??(chu)??，監(jiān)??(jian)管?(guan)和??(he)治??(zhi)理??(li)能?(neng)力??(li)相?(xiang)對(duì)??(dui)薄??(bo)弱??(ruo)??，風(fēng)??(feng)險(xiǎn)??(xian)隱??(yin)患??(huan)仍?(reng)然??(ran)較??(jiao)多??(duo)??。?一??(yi)方??(fang)面??(mian)??，世??(shi)界??(jie)百??(bai)年??(nian)未??(wei)有??(you)之??(zhi)大??(da)變??(bian)局?(ju)加??(jia)速?(su)演??(yan)進(jìn)?(jin)??，國(guó)??(guo)內(nèi)??(nei)外??(wai)政??(zheng)治??(zhi)經(jīng)??(jing)濟(jì)??(ji)社??(she)會(huì)??(hui)環(huán)??(huan)境??(jing)和??(he)形??(xing)勢(shì)??(shi)發(fā)??(fa)生??(sheng)深??(shen)刻?(ke)變?(bian)化??(hua)??，不??(bu)穩(wěn)??(wen)定??(ding)不??(bu)確??(que)定??(ding)不?(bu)安??(an)全??(quan)難?(nan)預(yù)??(yu)料??(liao)的??(de)風(fēng)??(feng)險(xiǎn)??(xian)因??(yin)素??(su)明??(ming)顯??(xian)增??(zeng)多??(duo)???，F(xiàn)??(xian)代??(dai)科??(ke)技??(ji)在?(zai)金??(jin)融??(rong)領(lǐng)??(ling)域??(yu)的??(de)廣?(guang)泛??(fan)應(yīng)??(ying)用??(yong)??，使??(shi)金??(jin)融??(rong)市??(shi)場(chǎng)??(chang)運(yùn)??(yun)行??(xing)邏??(luo)輯??(ji)、金??(jin)融??(rong)風(fēng)??(feng)險(xiǎn)??(xian)生??(sheng)成??(cheng)機(jī)??(ji)理??(li)、金??(jin)融??(rong)風(fēng)??(feng)險(xiǎn)??(xian)傳??(chuan)染??(ran)路??(lu)徑??(jing)等??(deng)發(fā)??(fa)生??(sheng)重??(zhong)大??(da)變??(bian)化?(hua)??，金??(jin)融??(rong)風(fēng)??(feng)險(xiǎn)?(xian)誘??(you)因??(yin)和??(he)形??(xing)態(tài)??(tai)更??(geng)加??(jia)多?(duo)元?(yuan)復(fù)?(fu)雜??(za)??。另??(ling)一??(yi)方??(fang)面??(mian)??，我?(wo)國(guó)??(guo)金??(jin)融??(rong)業(yè)??(ye)市??(shi)場(chǎng)??(chang)結(jié)??(jie)構(gòu)??(gou)、產(chǎn)?(chan)品??(pin)體??(ti)系??(xi)、經(jīng)??(jing)營(yíng)??(ying)理??(li)念??(nian)、創(chuàng)??(chuang)新??(xin)能??(neng)力??(li)、服??(fu)務(wù)??(wu)水??(shui)平??(ping)還?(hai)不?(bu)適??(shi)應(yīng)?(ying)各??(ge)種??(zhong)變??(bian)化??(hua)的??(de)要?(yao)求??(qiu)??，一??(yi)些?(xie)金??(jin)融??(rong)機(jī)??(ji)構(gòu)??(gou)公??(gong)司??(si)治??(zhi)理??(li)效??(xiao)能??(neng)依??(yi)然??(ran)較?(jiao)低??(di)??，新??(xin)老??(lao)問(wèn)??(wen)題??(ti)交??(jiao)織??(zhi)疊??(die)加??(jia)??，金?(jin)融?(rong)風(fēng)?(feng)險(xiǎn)??(xian)處?(chu)置??(zhi)機(jī)??(ji)制??(zhi)還?(hai)不??(bu)健??(jian)全??(quan)??，金??(jin)融?(rong)法??(fa)治??(zhi)環(huán)??(huan)境??(jing)和??(he)信??(xin)用??(yong)體?(ti)系??(xi)建??(jian)設(shè)??(she)仍??(reng)然??(ran)滯??(zhi)后??(hou)??。房??(fang)地??(di)產(chǎn)??(chan)市??(shi)場(chǎng)??(chang)風(fēng)??(feng)險(xiǎn)??(xian)、地??(di)方??(fang)債??(zhai)務(wù)??(wu)風(fēng)??(feng)險(xiǎn)??(xian)、商??(shang)業(yè)??(ye)銀??(yin)行??(xing)資??(zi)產(chǎn)??(chan)質(zhì)??(zhi)量??(liang)風(fēng)??(feng)險(xiǎn)??(xian)、外??(wai)部??(bu)沖?(chong)擊??(ji)風(fēng)??(feng)險(xiǎn)?(xian)等??(deng)各??(ge)種??(zhong)金?(jin)融??(rong)風(fēng)??(feng)險(xiǎn)??(xian)與??(yu)非??(fei)金?(jin)融??(rong)風(fēng)??(feng)險(xiǎn)??(xian)相??(xiang)互??(hu)交??(jiao)織??(zhi)??，復(fù)??(fu)雜?(za)性??(xing)、隱??(yin)蔽??(bi)性??(xing)、滲??(shen)透??(tou)性??(xing)、傳??(chuan)染??(ran)性??(xing)持??(chi)續(xù)??(xu)增??(zeng)強(qiáng)??(qiang)??。風(fēng)??(feng)險(xiǎn)??(xian)防??(fang)控??(kong)任??(ren)務(wù)?(wu)依?(yi)然??(ran)十??(shi)分??(fen)艱??(jian)巨??(ju)???！　「??(gai)進(jìn)??(jin)和??(he)加??(jia)強(qiáng)??(qiang)金??(jin)融??(rong)監(jiān)??(jian)管?(guan)??，尤??(you)其??(qi)需??(xu)要?(yao)在??(zai)提??(ti)高??(gao)監(jiān)??(jian)管??(guan)針??(zhen)對(duì)??(dui)性??(xing)和??(he)監(jiān)??(jian)管??(guan)有??(you)效??(xiao)性?(xing)上??(shang)下??(xia)大??(da)氣?(qi)力??(li)??。??要??(yao)進(jìn)??(jin)一??(yi)步??(bu)完??(wan)善??(shan)具?(ju)有?(you)中?(zhong)國(guó)??(guo)特??(te)色??(se)的??(de)監(jiān)??(jian)管??(guan)體??(ti)系??(xi)和??(he)監(jiān)??(jian)管??(guan)規(guī)??(gui)則??(ze)??，不??(bu)斷??(duan)拓??(tuo)展??(zhan)宏??(hong)觀??(guan)審??(shen)慎??(shen)和??(he)金??(jin)融??(rong)穩(wěn)??(wen)定??(ding)功??(gong)能??(neng)??，將??(jiang)所??(suo)有??(you)金??(jin)融??(rong)業(yè)??(ye)務(wù)??(wu)、金??(jin)融??(rong)活??(huo)動(dòng)??(dong)、金?(jin)融??(rong)行??(xing)為?(wei)納??(na)入??(ru)監(jiān)?(jian)管??(guan)??，做??(zuo)到??(dao)監(jiān)?(jian)管??(guan)全??(quan)覆??(fu)蓋??(gai)??。要??(yao)加??(jia)強(qiáng)??(qiang)宏??(hong)觀??(guan)審??(shen)慎??(shen)管??(guan)理??(li)與??(yu)微??(wei)觀??(guan)審??(shen)慎??(shen)監(jiān)??(jian)管??(guan)的??(de)協(xié)??(xie)同??(tong)配??(pei)合??(he)??，在??(zai)過(guò)??(guo)去??(qu)機(jī)??(ji)構(gòu)??(gou)監(jiān)??(jian)管??(guan)的??(de)基??(ji)礎(chǔ)??(chu)上??(shang)??，強(qiáng)??(qiang)化??(hua)行??(xing)為??(wei)監(jiān)??(jian)管??(guan)和??(he)功??(gong)能??(neng)監(jiān)??(jian)管??(guan)??，實(shí)??(shi)施??(shi)穿??(chuan)透??(tou)式??(shi)的??(de)持??(chi)續(xù)??(xu)監(jiān)??(jian)管??(guan)??，消??(xiao)除??(chu)重??(zhong)復(fù)??(fu)監(jiān)??(jian)管??(guan)和??(he)監(jiān)??(jian)管??(guan)空??(kong)白??(bai)、監(jiān)??(jian)管??(guan)盲??(mang)區(qū)?(qu)??。要??(yao)推??(tui)進(jìn)??(jin)金??(jin)融??(rong)監(jiān)??(jian)管??(guan)的??(de)數(shù)??(shu)字??(zi)化??(hua)轉(zhuǎn)??(zhuan)型??(xing)??，不??(bu)斷??(duan)完??(wan)善??(shan)金??(jin)融??(rong)監(jiān)??(jian)管??(guan)數(shù)??(shu)據(jù)??(ju)治?(zhi)理??(li)??，加??(jia)快??(kuai)建?(jian)設(shè)?(she)金??(jin)融??(rong)監(jiān)?(jian)管??(guan)大??(da)數(shù)??(shu)據(jù)?(ju)平??(ping)臺(tái)??(tai)??，開(kāi)??(kai)發(fā)??(fa)金?(jin)融??(rong)監(jiān)??(jian)管?(guan)的??(de)智??(zhi)能??(neng)化??(hua)風(fēng)??(feng)險(xiǎn)??(xian)分??(fen)析??(xi)工??(gong)具??(ju)??，提??(ti)高??(gao)金??(jin)融??(rong)監(jiān)??(jian)管??(guan)流??(liu)程??(cheng)標(biāo)??(biao)準(zhǔn)??(zhun)化??(hua)線?(xian)上??(shang)化??(hua)水??(shui)平??(ping)??。要??(yao)建??(jian)立??(li)金??(jin)融??(rong)風(fēng)??(feng)險(xiǎn)??(xian)的??(de)科??(ke)學(xué)??(xue)防??(fang)控??(kong)體?(ti)系??(xi)??，構(gòu)??(gou)建??(jian)金??(jin)融?(rong)風(fēng)??(feng)險(xiǎn)??(xian)早??(zao)期??(qi)識(shí)?(shi)別??(bie)和??(he)預(yù)??(yu)警??(jing)、中??(zhong)期??(qi)監(jiān)??(jian)測(cè)??(ce)與??(yu)預(yù)??(yu)判?(pan)、后??(hou)期??(qi)應(yīng)??(ying)急?(ji)處??(chu)置??(zhi)的??(de)協(xié)??(xie)同??(tong)與??(yu)聯(lián)??(lian)動(dòng)??(dong)機(jī)??(ji)制??(zhi)??。。