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學(xué)習(xí)快評(píng)丨qibao666888　　不??(bu)過(guò)??(guo)??，金??(jin)融??(rong)領(lǐng)??(ling)域??(yu)各??(ge)種??(zhong)矛??(mao)盾??(dun)、各??(ge)種?(zhong)問??(wen)題??(ti)仍??(reng)然??(ran)突??(tu)出??(chu)??，監(jiān)??(jian)管??(guan)和??(he)治??(zhi)理??(li)能?(neng)力??(li)相??(xiang)對(duì)??(dui)薄??(bo)弱??(ruo)??，風(fēng)??(feng)險(xiǎn)??(xian)隱??(yin)患??(huan)仍??(reng)然??(ran)較??(jiao)多?(duo)??。??一??(yi)方??(fang)面??(mian)??，世??(shi)界??(jie)百??(bai)年?(nian)未??(wei)有??(you)之?(zhi)大??(da)變??(bian)局??(ju)加??(jia)速??(su)演??(yan)進(jìn)??(jin)??，國(guó)??(guo)內(nèi)??(nei)外??(wai)政??(zheng)治?(zhi)經(jīng)??(jing)濟(jì)??(ji)社??(she)會(huì)??(hui)環(huán)??(huan)境??(jing)和??(he)形??(xing)勢(shì)??(shi)發(fā)?(fa)生??(sheng)深??(shen)刻??(ke)變??(bian)化??(hua)??，不??(bu)穩(wěn)?(wen)定??(ding)不??(bu)確??(que)定??(ding)不??(bu)安??(an)全??(quan)難??(nan)預(yù)??(yu)料?(liao)的??(de)風(fēng)??(feng)險(xiǎn)??(xian)因??(yin)素??(su)明??(ming)顯??(xian)增??(zeng)多??(duo)???，F(xiàn)?(xian)代??(dai)科??(ke)技??(ji)在??(zai)金??(jin)融??(rong)領(lǐng)??(ling)域??(yu)的??(de)廣??(guang)泛??(fan)應(yīng)??(ying)用??(yong)??，使??(shi)金??(jin)融??(rong)市??(shi)場(chǎng)??(chang)運(yùn)??(yun)行??(xing)邏??(luo)輯??(ji)、金??(jin)融??(rong)風(fēng)??(feng)險(xiǎn)??(xian)生??(sheng)成??(cheng)機(jī)??(ji)理??(li)、金??(jin)融??(rong)風(fēng)??(feng)險(xiǎn)??(xian)傳??(chuan)染??(ran)路??(lu)徑??(jing)等??(deng)發(fā)??(fa)生??(sheng)重??(zhong)大??(da)變??(bian)化??(hua)??，金??(jin)融??(rong)風(fēng)??(feng)險(xiǎn)??(xian)誘??(you)因??(yin)和??(he)形??(xing)態(tài)??(tai)更??(geng)加??(jia)多??(duo)元??(yuan)復(fù)?(fu)雜??(za)??。另??(ling)一??(yi)方??(fang)面??(mian)??，我??(wo)國(guó)?(guo)金??(jin)融??(rong)業(yè)??(ye)市??(shi)場(chǎng)??(chang)結(jié)??(jie)構(gòu)??(gou)、產(chǎn)??(chan)品??(pin)體??(ti)系??(xi)、經(jīng)??(jing)營(yíng)??(ying)理??(li)念??(nian)、創(chuàng)??(chuang)新??(xin)能??(neng)力??(li)、服??(fu)務(wù)?(wu)水??(shui)平??(ping)還??(hai)不??(bu)適??(shi)應(yīng)??(ying)各??(ge)種??(zhong)變?(bian)化??(hua)的??(de)要??(yao)求??(qiu)??，一??(yi)些??(xie)金??(jin)融??(rong)機(jī)??(ji)構(gòu)??(gou)公??(gong)司??(si)治??(zhi)理??(li)效?(xiao)能??(neng)依??(yi)然??(ran)較?(jiao)低?(di)??，新??(xin)老??(lao)問??(wen)題??(ti)交??(jiao)織??(zhi)疊??(die)加??(jia)??，金??(jin)融??(rong)風(fēng)??(feng)險(xiǎn)??(xian)處??(chu)置??(zhi)機(jī)??(ji)制?(zhi)還??(hai)不??(bu)健??(jian)全??(quan)??，金?(jin)融??(rong)法??(fa)治??(zhi)環(huán)??(huan)境??(jing)和??(he)信??(xin)用??(yong)體??(ti)系??(xi)建??(jian)設(shè)??(she)仍??(reng)然??(ran)滯??(zhi)后??(hou)??。房??(fang)地?(di)產(chǎn)??(chan)市?(shi)場(chǎng)??(chang)風(fēng)??(feng)險(xiǎn)?(xian)、地??(di)方??(fang)債??(zhai)務(wù)??(wu)風(fēng)??(feng)險(xiǎn)??(xian)、商??(shang)業(yè)??(ye)銀??(yin)行??(xing)資?(zi)產(chǎn)??(chan)質(zhì)?(zhi)量??(liang)風(fēng)??(feng)險(xiǎn)??(xian)、外??(wai)部??(bu)沖??(chong)擊??(ji)風(fēng)??(feng)險(xiǎn)??(xian)等??(deng)各??(ge)種?(zhong)金??(jin)融??(rong)風(fēng)??(feng)險(xiǎn)?(xian)與??(yu)非??(fei)金??(jin)融??(rong)風(fēng)??(feng)險(xiǎn)??(xian)相??(xiang)互??(hu)交??(jiao)織??(zhi)??，復(fù)??(fu)雜??(za)性??(xing)、隱??(yin)蔽??(bi)性??(xing)、滲??(shen)透??(tou)性??(xing)、傳??(chuan)染??(ran)性??(xing)持?(chi)續(xù)??(xu)增??(zeng)強(qiáng)??(qiang)??。風(fēng)??(feng)險(xiǎn)??(xian)防??(fang)控??(kong)任??(ren)務(wù)??(wu)依??(yi)然?(ran)十??(shi)分??(fen)艱??(jian)巨??(ju)??。　?。ń?jīng)??(jing)濟(jì)??(ji)日??(ri)報(bào)??(bao) 作??(zuo)者??(zhe)何??(he)德??(de)旭??(xu)系??(xi)中??(zhong)國(guó)?(guo)社??(she)會(huì)??(hui)科??(ke)學(xué)??(xue)院??(yuan)財(cái)??(cai)經(jīng)??(jing)戰(zhàn)??(zhan)略??(lve)研??(yan)究??(jiu)院??(yuan)院??(yuan)長(zhǎng)??(chang)、研??(yan)究?(jiu)員?(yuan)）。