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學(xué)習(xí)快評丨qibao666888　　不??(bu)過??(guo)?，金?(jin)融??(rong)領(lǐng)??(ling)域??(yu)各??(ge)種??(zhong)矛??(mao)盾??(dun)、各?(ge)種??(zhong)問??(wen)題??(ti)仍??(reng)然??(ran)突??(tu)出??(chu)?，監(jiān)??(jian)管??(guan)和?(he)治??(zhi)理??(li)能??(neng)力??(li)相??(xiang)對??(dui)薄??(bo)弱??(ruo)?，風(fēng)??(feng)險??(xian)隱??(yin)患??(huan)仍??(reng)然??(ran)較??(jiao)多??(duo)??。??一??(yi)方??(fang)面??(mian)?，世?(shi)界??(jie)百??(bai)年??(nian)未??(wei)有??(you)之??(zhi)大??(da)變??(bian)局??(ju)加??(jia)速??(su)演??(yan)進??(jin)?，國??(guo)內(nèi)??(nei)外??(wai)政??(zheng)治??(zhi)經(jīng)?(jing)濟??(ji)社??(she)會?(hui)環(huán)祝(huan)境??(jing)和??(he)形??(xing)勢??(shi)發(fā)?(fa)生??(sheng)深??(shen)刻??(ke)變??(bian)化??(hua)?，不??(bu)穩(wěn)?(wen)定??(ding)不??(bu)確??(que)定??(ding)不??(bu)安??(an)全??(quan)難??(nan)預(yù)??(yu)料??(liao)的??(de)風(fēng)??(feng)險?(xian)因??(yin)素??(su)明??(ming)顯??(xian)增??(zeng)多??(duo)???，F(xiàn)??(xian)代??(dai)科??(ke)技??(ji)在??(zai)金??(jin)融??(rong)領(lǐng)??(ling)域??(yu)的??(de)廣??(guang)泛??(fan)應(yīng)??(ying)用??(yong)?，使??(shi)金??(jin)融??(rong)市??(shi)場??(chang)運??(yun)行??(xing)邏??(luo)輯??(ji)、金??(jin)融??(rong)風(fēng)??(feng)險??(xian)生??(sheng)成??(cheng)機??(ji)理??(li)、金??(jin)融??(rong)風(fēng)??(feng)險??(xian)傳??(chuan)染??(ran)路??(lu)徑??(jing)等??(deng)發(fā)?(fa)生??(sheng)重??(zhong)大??(da)變??(bian)化??(hua)?，金??(jin)融??(rong)風(fēng)??(feng)險??(xian)誘??(you)因??(yin)和?(he)形??(xing)態(tài)??(tai)更??(geng)加??(jia)多??(duo)元??(yuan)復(fù)??(fu)雜??(za)??。另??(ling)一?(yi)方??(fang)面??(mian)?，我??(wo)國??(guo)金??(jin)融??(rong)業(yè)??(ye)市?(shi)場??(chang)結(jié)??(jie)構(gòu)?(gou)、產(chǎn)??(chan)品??(pin)體??(ti)系??(xi)、經(jīng)??(jing)營??(ying)理??(li)念??(nian)、創(chuàng)??(chuang)新??(xin)能??(neng)力??(li)、服??(fu)務(wù)??(wu)水??(shui)平??(ping)還??(hai)不??(bu)適??(shi)應(yīng)??(ying)各??(ge)種??(zhong)變??(bian)化??(hua)的??(de)要??(yao)求??(qiu)?，一??(yi)些??(xie)金?(jin)融??(rong)機?(ji)構(gòu)??(gou)公??(gong)司??(si)治??(zhi)理??(li)效??(xiao)能??(neng)依??(yi)然??(ran)較??(jiao)低??(di)?，新??(xin)老??(lao)問??(wen)題??(ti)交??(jiao)織??(zhi)疊??(die)加??(jia)?，金?(jin)融??(rong)風(fēng)??(feng)險??(xian)處?(chu)置??(zhi)機?(ji)制??(zhi)還??(hai)不?(bu)健??(jian)全??(quan)?，金?(jin)融??(rong)法??(fa)治??(zhi)環(huán)??(huan)境??(jing)和??(he)信??(xin)用??(yong)體??(ti)系??(xi)建??(jian)設(shè)??(she)仍?(reng)然??(ran)滯??(zhi)后??(hou)??。房??(fang)地??(di)產(chǎn)??(chan)市??(shi)場??(chang)風(fēng)??(feng)險?(xian)、地??(di)方??(fang)債?(zhai)務(wù)??(wu)風(fēng)??(feng)險??(xian)、商?(shang)業(yè)??(ye)銀??(yin)行??(xing)資??(zi)產(chǎn)??(chan)質(zhì)?(zhi)量??(liang)風(fēng)??(feng)險??(xian)、外?(wai)部??(bu)沖??(chong)擊??(ji)風(fēng)??(feng)險??(xian)等??(deng)各??(ge)種??(zhong)金??(jin)融??(rong)風(fēng)??(feng)險??(xian)與??(yu)非??(fei)金??(jin)融??(rong)風(fēng)??(feng)險??(xian)相??(xiang)互??(hu)交??(jiao)織??(zhi)?，復(fù)??(fu)雜??(za)性??(xing)、隱??(yin)蔽??(bi)性??(xing)、滲?(shen)透??(tou)性??(xing)、傳??(chuan)染??(ran)性??(xing)持??(chi)續(xù)??(xu)增??(zeng)強??(qiang)??。風(fēng)??(feng)險??(xian)防??(fang)控??(kong)任??(ren)務(wù)??(wu)依?(yi)然??(ran)十??(shi)分??(fen)艱??(jian)巨??(ju)???！　「??(gai)進??(jin)和??(he)加??(jia)強?(qiang)金??(jin)融??(rong)監(jiān)??(jian)管??(guan)??，尤??(you)其??(qi)需?(xu)要??(yao)在??(zai)提??(ti)高??(gao)監(jiān)??(jian)管??(guan)針??(zhen)對??(dui)性??(xing)和??(he)監(jiān)??(jian)管??(guan)有??(you)效?(xiao)性??(xing)上??(shang)下??(xia)大??(da)氣?(qi)力??(li)??。?要??(yao)進??(jin)一??(yi)步??(bu)完??(wan)善??(shan)具??(ju)有??(you)中?(zhong)國??(guo)特?(te)色??(se)的??(de)監(jiān)??(jian)管??(guan)體??(ti)系??(xi)和??(he)監(jiān)??(jian)管??(guan)規(guī)??(gui)則??(ze)??，不??(bu)斷??(duan)拓??(tuo)展??(zhan)宏?(hong)觀??(guan)審??(shen)慎??(shen)和??(he)金??(jin)融??(rong)穩(wěn)??(wen)定??(ding)功?(gong)能?(neng)??，將??(jiang)所??(suo)有??(you)金??(jin)融??(rong)業(yè)??(ye)務(wù)??(wu)、金??(jin)融??(rong)活??(huo)動??(dong)、金?(jin)融??(rong)行??(xing)為??(wei)納??(na)入?(ru)監(jiān)??(jian)管??(guan)??，做??(zuo)到??(dao)監(jiān)??(jian)管?(guan)全??(quan)覆??(fu)蓋??(gai)??。要??(yao)加秘(jia)強??(qiang)宏??(hong)觀??(guan)審??(shen)慎??(shen)管??(guan)理??(li)與??(yu)微??(wei)觀??(guan)審??(shen)慎??(shen)監(jiān)??(jian)管??(guan)的??(de)協(xié)??(xie)同??(tong)配??(pei)合??(he)??，在??(zai)過??(guo)去??(qu)機?(ji)構(gòu)??(gou)監(jiān)??(jian)管??(guan)的??(de)基??(ji)礎(chǔ)??(chu)上??(shang)??，強??(qiang)化??(hua)行??(xing)為?(wei)監(jiān)??(jian)管??(guan)和??(he)功??(gong)能??(neng)監(jiān)?(jian)管??(guan)??，實??(shi)施??(shi)穿??(chuan)透??(tou)式??(shi)的??(de)持??(chi)續(xù)??(xu)監(jiān)??(jian)管??(guan)??，消??(xiao)除??(chu)重??(zhong)復(fù)??(fu)監(jiān)??(jian)管??(guan)和??(he)監(jiān)??(jian)管??(guan)空??(kong)白??(bai)、監(jiān)??(jian)管??(guan)盲??(mang)區(qū)??(qu)??。要??(yao)推??(tui)進??(jin)金??(jin)融??(rong)監(jiān)??(jian)管??(guan)的??(de)數(shù)??(shu)字?(zi)化??(hua)轉(zhuǎn)?(zhuan)型??(xing)??，不??(bu)斷??(duan)完??(wan)善??(shan)金??(jin)融??(rong)監(jiān)??(jian)管??(guan)數(shù)??(shu)據(jù)?(ju)治??(zhi)理??(li)??，加??(jia)快?(kuai)建??(jian)設(shè)??(she)金??(jin)融??(rong)監(jiān)??(jian)管??(guan)大??(da)數(shù)??(shu)據(jù)??(ju)平?(ping)臺?(tai)??，開??(kai)發(fā)??(fa)金??(jin)融??(rong)監(jiān)?(jian)管??(guan)的??(de)智??(zhi)能??(neng)化??(hua)風(fēng)??(feng)險??(xian)分??(fen)析??(xi)工??(gong)具??(ju)??，提??(ti)高?(gao)金??(jin)融??(rong)監(jiān)??(jian)管??(guan)流??(liu)程??(cheng)標??(biao)準??(zhun)化??(hua)線??(xian)上??(shang)化??(hua)水??(shui)平??(ping)??。要??(yao)建??(jian)立??(li)金??(jin)融??(rong)風(fēng)??(feng)險??(xian)的?(de)科??(ke)學(xué)??(xue)防?(fang)控??(kong)體??(ti)系??(xi)??，構(gòu)??(gou)建??(jian)金??(jin)融??(rong)風(fēng)??(feng)險??(xian)早??(zao)期??(qi)識??(shi)別??(bie)和??(he)預(yù)??(yu)警??(jing)、中?(zhong)期??(qi)監(jiān)??(jian)測??(ce)與??(yu)預(yù)??(yu)判??(pan)、后??(hou)期??(qi)應(yīng)?(ying)急??(ji)處??(chu)置??(zhi)的?(de)協(xié)??(xie)同秘(tong)與??(yu)聯(lián)??(lian)動??(dong)機??(ji)制??(zhi)??。。