三九養(yǎng)生堂記者 鄧肯·蓋伊 報道
精彩| 航??(hang)延??(yan)險??(xian)??，全??(quan)稱??(cheng)航??(hang)班??(ban)延??(yan)誤??(wu)保??(bao)險?(xian)??，是??(shi)指?(zhi)投??(tou)保??(bao)人??(ren)根??(gen)據(jù)??(ju)航??(hang)班??(ban)延??(yan)誤??(wu)保??(bao)險??(xian)合??(he)同??(tong)規(guī)??(gui)定??(ding)??，向??(xiang)保??(bao)險??(xian)公??(gong)司??(si)支??(zhi)付??(fu)保?(bao)險??(xian)費??(fei)??，當??(dang)合?(he)同??(tong)約?(yue)定??(ding)的?(de)航??(hang)班??(ban)延??(yan)誤?(wu)情?(qing)況??(kuang)發(fā)??(fa)生??(sheng)時?(shi)??，保??(bao)險??(xian)公?(gong)司??(si)依??(yi)約??(yue)給??(gei)付??(fu)保??(bao)險??(xian)金??(jin)的??(de)商??(shang)業(yè)??(ye)保?(bao)險??(xian)行??(xing)為??(wei)??。??在??(zai)各??(ge)種??(zhong)航??(hang)延??(yan)險??(xian)中??(zhong)??，僅??(jin)有??(you)少??(shao)數(shù)??(shu)航??(hang)班??(ban)延??(yan)誤?(wu)保??(bao)險??(xian)可??(ke)單??(dan)獨??(du)投??(tou)保??(bao)??，多??(duo)數(shù)??(shu)在??(zai)綜??(zong)合??(he)旅??(lv)游?(you)保?(bao)險??(xian)中??(zhong)以??(yi)附?(fu)加??(jia)險??(xian)形??(xing)式??(shi)出??(chu)現(xiàn)??(xian)??。如??(ru)果??(guo)投??(tou)保??(bao)人??(ren)所??(suo)乘??(cheng)坐??(zuo)的??(de)航?(hang)班??(ban)延??(yan)誤??(wu)超??(chao)過??(guo)一??(yi)定??(ding)時??(shi)間??(jian)??，即??(ji)可??(ke)獲??(huo)得?(de)一??(yi)定??(ding)的??(de)經(jīng)??(jing)濟??(ji)賠??(pei)償??(chang)??。由??(you)于??(yu)現(xiàn)??(xian)實??(shi)中??(zhong)經(jīng)??(jing)常??(chang)會??(hui)出??(chu)現(xiàn)??(xian)航??(hang)班?(ban)延??(yan)誤??(wu)的??(de)情??(qing)況??(kuang)??，航??(hang)延??(yan)險??(xian)受??(shou)到??(dao)很??(hen)多??(duo)消??(xiao)費??(fei)者?(zhe)的??(de)青??(qing)睞??(lai)???！ 斑@??(zhe)就??(jiu)意??(yi)味??(wei)著??(zhe)?，代??(dai)金??(jin)券??(quan)等??(deng)非??(fei)現(xiàn)?(xian)金??(jin)賠??(pei)付??(fu)的??(de)方?(fang)式??(shi)要??(yao)投??(tou)保??(bao)人??(ren)自??(zi)主??(zhu)選??(xuan)擇?(ze)才??(cai)有?(you)效??(xiao)?，這??(zhe)也??(ye)是??(shi)今??(jin)年??(nian)3月??(yue)1日??(ri)起??(qi)施??(shi)行?(xing)的??(de)《銀??(yin)行?(xing)保??(bao)險??(xian)機??(ji)構(gòu)??(gou)消??(xiao)費??(fei)者??(zhe)權(quán)??(quan)益??(yi)保??(bao)護??(hu)管??(guan)理??(li)辦??(ban)法??(fa)》所??(suo)規(guī)??(gui)定??(ding)的??(de)消??(xiao)費?(fei)者?(zhe)自??(zi)主??(zhu)選??(xuan)擇??(ze)權(quán)??(quan)要??(yao)義??(yi)所??(suo)在??(zai)??。??”在??(zai)劉??(liu)俊??(jun)海??(hai)看??(kan)來??(lai)?，如??(ru)果??(guo)保??(bao)險??(xian)代??(dai)理??(li)平??(ping)臺??(tai)在??(zai)航??(hang)延?(yan)險??(xian)保??(bao)險??(xian)條??(tiao)款??(kuan)中??(zhong)注?(zhu)明??(ming)投??(tou)保??(bao)人??(ren)可??(ke)以??(yi)自??(zi)主??(zhu)選??(xuan)擇??(ze)?，但??(dan)投??(tou)保?(bao)人??(ren)卻??(que)只??(zhi)能?(neng)購?(gou)買??(mai)使??(shi)用??(yong)代??(dai)金??(jin)券??(quan)理??(li)賠??(pei)的??(de)保??(bao)險?(xian)產(chǎn)??(chan)品??(pin)?，實?(shi)際??(ji)是??(shi)在??(zai)誤??(wu)導(dǎo)??(dao)投??(tou)保??(bao)人??(ren)選??(xuan)擇??(ze)??。
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