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學(xué)習(xí)快評丨qibao666888　　商??(shang)家??(jia)打??(da)著?(zhe)“公?(gong)益??(yi)領(lǐng)??(ling)養(yǎng)??(yang)”的??(de)幌??(huang)子??(zi)??，通??(tong)過??(guo)透??(tou)明?(ming)展??(zhan)柜??(gui)中?(zhong)活??(huo)潑??(po)可??(ke)愛??(ai)的??(de)寵?(chong)物?(wu)吸??(xi)引??(yin)客??(ke)流??(liu)?。?當(dāng)?(dang)消??(xiao)費(fèi)??(fei)者??(zhe)產(chǎn)??(chan)生??(sheng)領(lǐng)?(ling)養(yǎng)??(yang)意??(yi)向??(xiang)時(shí)??(shi)??，店??(dian)員??(yuan)便??(bian)推??(tui)出?(chu)“寵??(chong)物??(wu)糧??(liang)保??(bao)障?(zhang)計(jì)??(ji)劃??(hua)”“無??(wu)憂??(you)養(yǎng)??(yang)寵??(chong)計(jì)??(ji)劃??(hua)”等??(deng)分??(fen)期??(qi)方??(fang)案??(an)??，將?(jiang)寵??(chong)物??(wu)用??(yong)品??(pin)費(fèi)??(fei)用?(yong)分??(fen)解??(jie)為??(wei)24期?(qi)或??(huo)36期??(qi)付??(fu)款?(kuan)??，錢?(qian)款??(kuan)用??(yong)于??(yu)在??(zai)商??(shang)家??(jia)的??(de)小?(xiao)程??(cheng)序??(xu)“商??(shang)城??(cheng)”購?(gou)買??(mai)飼??(si)養(yǎng)??(yang)用??(yong)品??(pin)??，這??(zhe)種??(zhong)每??(mei)月??(yue)定??(ding)時(shí)??(shi)付?(fu)款??(kuan)的?(de)模??(mo)式??(shi)也??(ye)被??(bei)稱??(cheng)為??(wei)“寵??(chong)物??(wu)貸??(dai)”?。部??(bu)分??(fen)商?(shang)家??(jia)甚??(shen)至??(zhi)將??(jiang)付??(fu)款??(kuan)與??(yu)征??(zheng)信??(xin)掛??(gua)鉤??(gou)??，威??(wei)脅??(xie)消??(xiao)費(fèi)??(fei)者??(zhe)若??(ruo)中??(zhong)途??(tu)停??(ting)止??(zhi)付??(fu)款??(kuan)將??(jiang)影??(ying)響??(xiang)信??(xin)用??(yong)記??(ji)錄??(lu)?。。