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學習快評丨qibao666888　　當??(dang)下??(xia)??，越??(yue)來??(lai)越??(yue)多??(duo)的??(de)城?(cheng)市??(shi)青??(qing)年??(nian)和??(he)空??(kong)巢??(chao)老?(lao)人??(ren)選??(xuan)擇??(ze)與??(yu)寵?(chong)物??(wu)為??(wei)伴??(ban)??，寵??(chong)物??(wu)作??(zuo)為??(wei)情?(qing)感??(gan)寄??(ji)托??(tuo)和??(he)生??(sheng)活??(huo)伴??(ban)侶??(lv)的??(de)角??(jiao)色??(se)越?(yue)發(fā)??(fa)凸??(tu)顯??(xian)??，圍??(wei)繞??(rao)寵??(chong)物??(wu)的??(de)生??(sheng)產??(chan)、消??(xiao)費??(fei)和??(he)服??(fu)務??(wu)的??(de)“它??(ta)經??(jing)濟??(ji)”日??(ri)益??(yi)龐??(pang)大??(da)??。??《2025年??(nian)中??(zhong)國??(guo)寵??(chong)物?(wu)行??(xing)業(yè)?(ye)白??(bai)皮??(pi)書?(shu)(消??(xiao)費??(fei)報??(bao)告??(gao))》顯??(xian)示??(shi)??，2024年??(nian)??，城??(cheng)鎮(zhèn)?(zhen)(犬??(quan)貓??(mao))消??(xiao)費??(fei)市?(shi)場?(chang)規(guī)??(gui)模?(mo)增??(zeng)長??(chang)7.5%??，達??(da)到??(dao)3002億?(yi)元??(yuan)??。隨??(sui)著??(zhe)“寵??(chong)物??(wu)經??(jing)濟??(ji)”不??(bu)斷??(duan)升?(sheng)溫??(wen)??，線??(xian)下??(xia)門??(men)店??(dian)為??(wei)了??(le)在??(zai)激??(ji)烈??(lie)的??(de)市??(shi)場??(chang)競??(jing)爭??(zheng)中?(zhong)立??(li)足??(zu)??，不??(bu)斷??(duan)推??(tui)出??(chu)新??(xin)的?(de)商??(shang)業(yè)??(ye)模??(mo)式??(shi)??，“免??(mian)費??(fei)領??(ling)養(yǎng)??(yang)”就??(jiu)是??(shi)其??(qi)中??(zhong)一??(yi)種??(zhong)??。不??(bu)過??(guo)??，天??(tian)下??(xia)沒??(mei)有??(you)免??(mian)費??(fei)的??(de)午??(wu)餐??(can)??，“免??(mian)費??(fei)領??(ling)養(yǎng)?(yang)”背??(bei)后??(hou)暗??(an)藏??(zang)著??(zhe)長??(chang)期?(qi)復??(fu)購??(gou)、分??(fen)期??(qi)付?(fu)款??(kuan)、高??(gao)價??(jia)寵??(chong)物??(wu)用??(yong)品??(pin)、寵??(chong)物??(wu)離??(li)世??(shi)仍??(reng)要??(yao)繼??(ji)續(xù)??(xu)還??(hai)款??(kuan)等??(deng)諸??(zhu)多?(duo)陷??(xian)阱??(jing)???！　∩??(shang)家??(jia)打??(da)著??(zhe)“公??(gong)益?(yi)領??(ling)養(yǎng)??(yang)”的??(de)幌??(huang)子??(zi)??，通??(tong)過??(guo)透??(tou)明??(ming)展??(zhan)柜??(gui)中??(zhong)活??(huo)潑??(po)可??(ke)愛??(ai)的??(de)寵??(chong)物??(wu)吸??(xi)引??(yin)客??(ke)流?(liu)??。??當??(dang)消??(xiao)費??(fei)者??(zhe)產??(chan)生??(sheng)領??(ling)養(yǎng)?(yang)意??(yi)向??(xiang)時??(shi)??，店??(dian)員?(yuan)便??(bian)推??(tui)出??(chu)“寵??(chong)物??(wu)糧??(liang)保??(bao)障??(zhang)計??(ji)劃??(hua)”“無??(wu)憂??(you)養(yǎng)??(yang)寵??(chong)計??(ji)劃??(hua)”等??(deng)分??(fen)期??(qi)方??(fang)案?(an)??，將??(jiang)寵?(chong)物??(wu)用?(yong)品?(pin)費??(fei)用??(yong)分??(fen)解??(jie)為??(wei)24期??(qi)或??(huo)36期??(qi)付?(fu)款??(kuan)??，錢??(qian)款??(kuan)用??(yong)于?(yu)在??(zai)商??(shang)家??(jia)的??(de)小??(xiao)程??(cheng)序??(xu)“商??(shang)城??(cheng)”購??(gou)買??(mai)飼??(si)養(yǎng)??(yang)用??(yong)品??(pin)??，這??(zhe)種??(zhong)每??(mei)月??(yue)定?(ding)時?(shi)付?(fu)款??(kuan)的??(de)模??(mo)式??(shi)也?(ye)被??(bei)稱??(cheng)為??(wei)“寵??(chong)物??(wu)貸??(dai)”??。部??(bu)分??(fen)商??(shang)家??(jia)甚??(shen)至??(zhi)將??(jiang)付??(fu)款??(kuan)與??(yu)征??(zheng)信??(xin)掛??(gua)鉤??(gou)??，威??(wei)脅??(xie)消??(xiao)費??(fei)者??(zhe)若??(ruo)中??(zhong)途??(tu)停??(ting)止??(zhi)付??(fu)款??(kuan)將??(jiang)影??(ying)響??(xiang)信??(xin)用??(yong)記??(ji)錄??(lu)??。。